4 School St, Middleton, MA 01949 Property Records

Essex County and Middleton Town property record for 4 School St, Middleton, MA 01949

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,584 sqft · built 1973
Lot Size	0.675 acres (29,399 sqft)
Owner	2 Individual Names on File
Last Sale	$915,000 (Dec 2022)
Tax Bill	$10,011 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Dec 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`MIDD M:0017 B:0000 L:0075`

Property Details

APN / Parcel Number

Primary APN	`MIDD M:0017 B:0000 L:0075`
Alternative APN	`MDLT M:0017 B:0000 L:0075`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,584 sqft Living Area
Gross Area	5,082 sqft
Basement Area	1,035 sqft
Unfinished Basement	1,035 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	29,399 sqft (0.675 acres)
Garage Type	Attached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	4 SCHOOL ST
City	MIDDLETON
State	MA
Zip	01949-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Subdivision	MIDDLETON
Legal Lot Number	75
Jurisdiction	MIDDLETON MA
Township / Civil Division	MIDDLETON
Census Block Group	1
Census Block	1010
Census Tract	212101

Owner

Source: Essex County and Middleton Town records · APN MIDD M:0017 B:0000 L:0075

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 SCHOOL ST, MIDDLETON, MA 01949-1302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage · Line of Credit LEADER BANK NA
Dec 08, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage INSTITUTION FOR SAVINGS NEWBURYPORT
Feb 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Sep 04, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance LEADER BANK NA
Mar 24, 2017	Quit Claim Deed, Transfer LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 08, 2022 · Amount on Record
Deed Sale	Dec 08, 2022 · Amount on Record
Prior Sale	Mar 24, 2017
Deed Book / Page	41341 / 384
Prior Transfer Date	Aug 31, 2020
Prior Transfer Doc	38902-430
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	4 SCHOOL ST, MIDDLETON, MA 01949-1302
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041210-180
Date	Sep 26, 2022
Book Page	41210/180

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETON MA
Recording Date	Dec 08, 2022
Property Address	4 SCHOOL ST, MIDDLETON, MA 01949-1302
Document Number	041341-384
Book / Page	41341 / 384
Instrument Date	Dec 08, 2022
Instrument	20221208001970
Transaction Type	Transfer
Record Updated	Dec 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 SCHOOL ST, MIDDLETON, MA 01949-1302

Mortgage

Document Number	221208001980
Date	Dec 08, 2022
Instrument	221208001980

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	4 SCHOOL ST, MIDDLETON, MA 01949-1302
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38267-219
Date	Feb 18, 2020
Book Page	38267/219
Instrument	20200218000940

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETON MA
Recording Date	Sep 04, 2020
Property Address	4 SCHOOL ST, MIDDLETON, MA 01949-1302
Document Number	38902-430
Book / Page	38902 / 430
Instrument Date	Aug 31, 2020
Instrument	20200904001090
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	4 SCHOOL ST, MIDDLETON, MA 01949-1302
Investor	Possibly a Property Investor

Mortgage

Document Number	38902-432
Date	Sep 04, 2020
Book Page	38902/432
Instrument	20200904001100

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETON MA
Recording Date	Mar 24, 2017
Property Address	4 SCHOOL ST, MIDDLETON, MA 01949-1302
Document Number	35755-15
Book / Page	35755 / 15
Instrument	311
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$73.64
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35755-18
Date	Mar 24, 2017
Book Page	35755/18
Instrument	312

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2047

Tax Assessment & Valuation

Source: Essex County and Middleton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Middleton Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Middleton School District (PK - 06)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,011.00 (-2.27%)	$842,000 (-3.1%) Land $312,100 Building $529,900	$969,855
2024	$10,244.00 (+11.38%)	$868,900 (+21.59%) Land $312,100 Building $556,800
2023	$9,197.00	$714,600 Land $312,100 Building $402,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 72 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3184000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MIDDLETON WATER DEPT. serves 7,291 people
Water Source	Purchased surface water from DANVERS WATER DEPT.
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

4 School St, Middleton, MA 01949 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on School St

Nearby Streets

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