Essex County and Gloucester City property record for 4 School House Rd, Gloucester, MA 01930
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2 ba · 2,547 sqft · built 2021 |
| Lot Size | 0.338 acres (14,715 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,805,000 (Sep 2022) |
| Tax Bill | $7,998 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 108211 |
| Primary APN | 108211 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,547 sqft Total Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 14,715 sqft (0.338 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 108211 |
|---|---|
| Street Address | 4 SCHOOL HOUSE RD |
| City | GLOUCESTER |
| State | MA |
| Zip | 01930 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | R10 |
| Legal Block | 38 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 221400 |
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 200 CUMMINGS CTR, 173D, BEVERLY, MA 01915-6190 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 9, 2021 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIGITAL FCU |
| Sep 6, 2022 | Quit Claim Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2022 · Amount on Record |
| Deed Sale | Sep 6, 2022 · Amount on Record |
| Prior Sale | Feb 15, 2019 · Amount on Record |
| Deed Document Number | 2022113 |
| Deed Book / Page | 41171 / 391 |
| Prior Transfer Date | Sep 2, 2022 |
| Prior Transfer Doc | 041171-391 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 4 SCHOOL HOUSE RD, GLOUCESTER, MA 01930-2702 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 039750-314 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 39750/314 |
| Instrument | 20210409003700 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Sep 6, 2022 |
| Property Address | 4 SCHOOL HOUSE RD, GLOUCESTER, MA 01930-2702 |
| Document Number | 041171-391 |
| Book / Page | 41171 / 391 |
| Instrument Date | Sep 2, 2022 |
| Instrument | 113 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 200 CUMMINGS CTR # STE17, STE17, BEVERLY, MA 01915-6125 |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $7,998.00 (+0.73%) | $832,300 (+5.25%) Land $133,700 Building $698,600 |
| 2025 | $7,940.00 (-0.21%) | $790,800 (-0.11%) Land $123,800 Building $667,000 |
| 2024 | $7,957.00 (-20.53%) | $791,700 (-13.5%) Land $118,000 Building $673,700 |
| 2023 | $10,013.00 | $915,300 Land $719,600 Building $195,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2013 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
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