Middlesex County and Bedford Town property record for 4 Saran Ave, Bedford, MA 01730
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 1 ba · 768 sqft · built 1955 |
| Lot Size | 0.316 acres (13,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Jun 2004) |
| Tax Bill | $3,382 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Jun 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:084 P:0001=004 |
| Primary APN | M:084 P:0001=004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| Gross Area | 1,680 sqft |
| 1st Floor Area | 779 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,750 sqft (0.316 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 4 SARAN AVE |
|---|---|
| City | BEDFORD |
| State | MA |
| Zip | 01730-2513 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | C |
| Jurisdiction | BEDFORD MA |
| Township / Civil Division | BEDFORD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 359303 |
4 Saran Ave, a condominium, is owned and occupied by two individuals who bought it in June 2004.
Source: Middlesex County and Bedford Town records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 SARAN AVE, BEDFORD, MA 01730-2513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 20, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) TD BANK NA |
| Jun 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ALLIED MORTGAGE & SERVICES |
| Dec 14, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2004 · Amount on File |
| Deed Sale | Jun 1, 2004 · Amount on File |
| Deed Document Number | 2004138134 |
| Deed Book / Page | 42940 / 13 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD MA |
| Property Address | 4 SARAN AVE, BEDFORD, MA 01730-2513 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|
| Document Number | 082327-566 |
|---|---|
| Date | Dec 20, 2023 |
| Book Page | 82327/566 |
| Instrument | 144979 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD MA |
| Property Address | 4 SARAN AVE, BEDFORD, MA 01730-2513 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 077997-569 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 77997/569 |
| Instrument | 133000 |
| Name | ALLIED MORTGAGE & SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD MA |
| Property Address | 4 SARAN AVE, BEDFORD, MA 01730-2513 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2021 |
| Name | Verified Name |
|---|
| Document Number | 079341-116 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | 79341/116 |
| Instrument | 268983 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jan 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4 Saran Ave was $3,382, up 6.4% from the year before.
Source: Middlesex County and Bedford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Bedford Town |
| Unified School District | Bedford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,382.00 (+6.42%) | $280,900 (+5.01%) Building $280,900 | $414,580 |
| 2024 | $3,178.00 (-1.18%) | $267,500 (+3.8%) Building $267,500 | |
| 2023 | $3,216.00 | $257,700 Building $257,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Saran Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4 Saran Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD WATER DEPT. serves 14,955 people · EPA ID MA3023000 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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