4 Saltmarsh Cir, Bow, NH 03304 Property Records

Merrimack County and Bow Town property record for 4 Saltmarsh Cir, Bow, NH 03304

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,222 sqft · built 1993
Lot Size	3.14 acres (136,778 sqft)
Owner	2 Trust Names on Record
Last Sale	$249,500 (Jan 1998)
Tax Bill	$15,643 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3.143.00N.0`

Property Details

APN / Parcel Number

Primary APN	`3.143.00N.0`
Alternative APNs	`BOWW M:025 B:003 L:143-N` `3.143.00N.000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,222 sqft Living Area
Gross Area	6,892 sqft
1st Floor Area	1,556 sqft
Attic	Attic
Attic Area	1,216 sqft
Basement Area	1,396 sqft
Unfinished Basement	1,396 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	136,778 sqft (3.14 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	4 SALTMARSH CIR
City	BOW
State	NH
Zip	03304-3824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Block	3
Legal Lot Number	143-N
Jurisdiction	BOW TOWN NH
Township / Civil Division	BOW
Census Block Group	3
Census Block	3007
Census Tract	31001

Owner

Source: Merrimack County and Bow Town records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	4 SALTMARSH CIR, BOW, NH 03304-3824
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit COUNTY SAVINGS BANK
Aug 13, 2026	Quit Claim Deed, Transfer · Line of Credit COUNTY SAVINGS BANK
Jun 24, 2026	Quit Claim Deed, Transfer Quitclaim
Jul 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MERRIMACK COUNTY SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 1998 · Amount on Record
Deed Sale	Jan 23, 1998 · Amount on Record
Deed Book / Page	2084 / 1100
Last Transfer Date	Jun 22, 2026
Transfer Doc	0000010071
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOW TOWN NH
Recording Date	Jul 27, 2026
Property Address	4 SALTMARSH CIR, BOW, NH 03304-3824
Document Number	0000012212
Book / Page	3938 / 381
Instrument Date	Jul 22, 2026
Instrument	202612212
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SALTMARSH CIR, BOW, NH 03304-3824

Mortgage

Document Number	0000012212,
Date	Jul 27, 2026
Book Page	3938/381
Instrument	202612212

Lender

Name	COUNTY SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Max Rate	-1%

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOW TOWN NH
Recording Date	Aug 13, 2026
Property Address	4 SALTMARSH CIR, BOW, NH 03304-3824
Document Number	0000013536
Book / Page	3940 / 1350
Instrument Date	Jul 2, 2026
Instrument	202613536
Transaction Type	Transfer
Record Updated	Sep 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SALTMARSH CIR, BOW, NH 03304-3824

Mortgage

Date	Aug 13, 2026

Lender

Name	COUNTY SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOW TOWN NH
Recording Date	Jun 24, 2026
Property Address	4 SALTMARSH CIR, BOW, NH 03304-3824
Document Number	0000010071
Book / Page	3934 / 512
Instrument Date	Jun 22, 2026
Instrument	202610071
Transaction Type	Transfer
Record Updated	Oct 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOW TOWN NH
Property Address	4 SALTMARSH CIR, BOW, NH 03304-3824
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018117
Date	Jul 14, 2021
Book Page	3748/2200
Instrument	202100018117

Lender

Name	MERRIMACK COUNTY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Merrimack County and Bow Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Bow Town
Unified School District	Bow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,643.00 (+1.37%)	$780,200 (-) Land $167,200 Building $613,000
2024	$15,432.00 (+12.28%)	$780,200 (+57.87%) Land $167,200 Building $613,000
2023	$13,744.00 (+4.87%)	$494,200 (-) Land $114,200 Building $380,000	$859,465
2022	$13,106.00	$494,200 Land $114,200 Building $380,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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