4 Saint Paul Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 4 Saint Paul Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 900 sqft · built 1960
Lot Size	0.209 acres (9,108 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Apr 2022)
Tax Bill	$2,457 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`213240A000`

Property Details

APN / Parcel Number

Primary APN	`213240A000`
Alternative APN	`2-051C-4271-00-0028.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
Gross Area	1,425 sqft
1st Floor Area	900 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,108 sqft (0.209 acres)
Lot Dimensions	99 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	51 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	213240A000
Street Address	4 SAINT PAUL CT
City	O FALLON
State	MO
Zip	63366-2246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FOREST PK OF OFALLON LOT 28
Legal Subdivision	FOREST PK OF OFALLON
Legal Lot Number	28
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2001
Census Tract	311602

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 SAINT PAUL CT, O FALLON, MO 63366-2246
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Jun 18, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Mar 16, 2021	Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2022 · Amount on Record
Deed Sale	Apr 14, 2022 · Amount on Record
Prior Sale	Jun 18, 2021 · Amount on Record
Deed Document Number	202221608
Prior Transfer Date	Feb 5, 2008
Prior Transfer Doc	0000201340
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 14, 2022
Property Address	4 SAINT PAUL CT, O FALLON, MO 63366-2246
Document Number	0000021608
Map Reference	MB 6 PG 70
Instrument Date	Apr 8, 2022
Instrument	2022R-021608
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	742 HANCOCK RD, WENTZVILLE, MO 63385-3104

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 SAINT PAUL CT, O FALLON, MO 63366-2246

Mortgage

Document Number	0000021609
Date	Apr 14, 2022
Instrument	2022R-021609

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 18, 2021
Property Address	4 SAINT PAUL CT, O FALLON, MO 63366-2246
Document Number	0000051769
Map Reference	MB 6 PG 70
Instrument Date	Jun 15, 2021
Instrument	2021R-051769
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	742 HANCOCK RD, WENTZVILLE, MO 63385-3104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SAINT PAUL CT, O FALLON, MO 63366-2246

Mortgage

Document Number	0000051770
Date	Jun 18, 2021
Instrument	2021R-051770

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 16, 2021
Property Address	4 SAINT PAUL CT, O FALLON, MO 63366-2246
Document Number	0000023033
Map Reference	MB 6 PG 70-75
Instrument Date	Mar 12, 2021
Instrument	2021R-023033
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	508 SAINT CHRISTOPHER DR, O FALLON, MO 63366-2222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	742 HANCOCK RD, WENTZVILLE, MO 63385-3104

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,000 (-)	$200,000 (-) Land $40,000 Building $160,000
2025	$2,457.00	$38,000 (+15.5%)	$200,000 (+15.5%) Land $40,000 Building $160,000
2023		$32,900
2022			$173,160 Land $40,000 Building $133,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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