St. Charles County property record for 4 Saint Michael Dr, Saint Peters, MO 63376
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,560 sqft · built 1965 |
| Lot Size | 0.176 acres (7,676 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $152,900 (May 2017) |
| Tax Bill | $2,566 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 378600A000 |
| Primary APN | 378600A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 2,512 sqft |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Finished Basement | 520 sqft |
| Unfinished Basement | 520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,676 sqft (0.176 acres) |
| Lot Dimensions | 101 ft deep x 76 ft wide |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | Deck Area |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 378600A000 |
|---|---|
| Street Address | 4 SAINT MICHAEL DR |
| City | SAINT PETERS |
| State | MO |
| Zip | 63376-1404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | ST PETERS EST #4 LOT 101 |
| Legal Subdivision | ST PETERS EST #4 RESUB PT #3 |
| Legal Lot Number | 101 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | O'FALLON |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 312400 |
4 Saint Michael Dr is owned and occupied by two individuals who bought it in May 2017.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 SAINT MICHAEL DR, SAINT PETERS, MO 63376-1404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2020 | Deed of Trust, Mortgage FIRST ST BK/ST CHARLES |
| May 19, 2017 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2017 · Amount on File |
| Deed Sale | May 19, 2017 · Amount on File |
| Prior Sale | Nov 26, 2001 · Amount on File |
| Deed Document Number | 2017307930 |
| Deed Book / Page | 6746 / 420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4 SAINT MICHAEL DR, SAINT PETERS, MO 63376-1404 |
| Document Number | 0073280041 |
| Instrument Date | Jun 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2020 |
| Title Company | FREEDOM TITLE, FREEDOM TITLE LLC-ST LOUIS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 SAINT MICHAEL DR ST PETERS MO 633761404, ST PETERS, MO 63376-1404 |
| Document Number | 0073280041 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 007328/000041 |
| Instrument | 431340 |
| Name | FIRST ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 23, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 19, 2017 |
| Property Address | 4 SAINT MICHAEL DR, SAINT PETERS, MO 63376-1404 |
| Document Number | 0067460420 |
| Book / Page | 6746 / 0420 |
| Map Reference | MB 11 PG 25 |
| Instrument Date | May 15, 2017 |
| Instrument | 20170519000307930 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25 COUNTRY HILL RD, 25, SAINT PETERS, MO 63376-1551 |
| Name | Verified Name |
|---|---|
| Address | 4 ST JICHAEL DR, SAINT PETERS, MO 63376-1404 |
| Document Number | 0067460422 |
|---|---|
| Date | May 19, 2017 |
| Book Page | 6746/0422 |
| Instrument | 20170519000307940 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 4 Saint Michael Dr was $2,566.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,540 (-) | $218,630 (-) Land $40,000 Building $178,630 | |
| 2025 | $2,566.00 | $41,540 | $218,630 Land $40,000 Building $178,630 |
| 2023 | $37,269 | ||
| 2022 | $196,154 Land $40,000 Building $156,154 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4 Saint Michael Dr in Zone X, an area of minimal flood risk, though there have been 63 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 63 (1979–2022) |
| Claims Outside the SFHA | 5 of 63 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4 Saint Michael Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Gateway Fiber, Wisper ISP.
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