Erie County and Cheektowaga Town property record for 4 Saint James Rd, Buffalo, NY 14225
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,393 sqft · built 1928 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,294 (May 2016) |
| Tax Bill | $6,768 (2026) |
| Deeds & Mortgages | Jul 2024 Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 014-0456000 |
| Primary APN | 014-0456000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,393 sqft Total Area |
| 1st Floor Area | 1,147 sqft |
| 2nd Floor Area | 1,246 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 140 ft deep x 35 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 140 sqft |
| Shed | 1 Shed |
| Shed Area | 72 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 014-0456000 |
|---|---|
| Street Address | 4 SAINT JAMES RD |
| City | BUFFALO |
| State | NY |
| Zip | 14225-2928 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 02R |
| Legal Description | MC 1355 1402-1417 SL 203 |
| Legal Subdivision | THE HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 1 |
| Legal Lot Number | 20.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | CHEEKTOWAGA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10500 |
4 Saint James Rd, a duplex, is owned by an individual who bought it in May 2016.
Source: Erie County and Cheektowaga Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 116 HEDWIG AVE, BUFFALO, NY 14211-2834 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2024 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| May 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BUFFALO SVC CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2016 · Amount on File |
| Deed Sale | May 16, 2016 · Amount on File |
| Deed Document Number | 201698815 |
| Deed Book / Page | 11296 / 876 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 4 SAINT JAMES RD, BUFFALO, NY 14225-2928 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 116 HEDWIG AVE, BUFFALO, NY 14211-2834 |
| Document Number | 0141305458 |
|---|---|
| Date | Jul 8, 2024 |
| Book Page | 14130/5458 |
| Instrument | 2024108861 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 4 SAINT JAMES RD, CHEEKTOWAGA, NY 14225-2928 |
| Document Number | 0138120795 |
| Book / Page | 013812 / 000795 |
| Instrument Date | May 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2017 |
| Name | Verified Name |
|---|---|
| Address | 4 SAINT JAMES RD CHEEKTOWAGA NY 142252928, CHEEKTOWAGA, NY 14225-2928 |
| Document Number | 0138120795 |
|---|---|
| Date | May 24, 2017 |
| Book Page | 013812/000795 |
| Name | BUFFALO SVC CU |
|---|---|
| Type | Credit Union |
| Address | BUFFALO, NY 14202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 4 Saint James Rd was $6,768, up 102.1% from the year before.
Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Cheektowaga Town |
| Unified School District | Cheektowaga Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,768.00 (+102.09%) | ||
| 2025 | $3,349.00 (-39.9%) | $168,000 (-) Land $9,000 Building $159,000 | $224,000 (+6.67%) Land $12,000 Building $212,000 |
| 2024 | $5,572.00 | $168,000 (-) Land $9,000 Building $159,000 | $210,000 (+13.75%) Land $11,250 Building $198,750 |
| 2023 | $168,000 Land $9,000 Building $159,000 | $184,615 Land $9,890 Building $174,725 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Saint James Rd in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1979–1982) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Saint James Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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