4 S William St, Johnstown, NY 12095 Property Records

Fulton County and Johnstown City property record for 4 S William St, Johnstown, NY 12095

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details2,907 sqft · built 1905
Lot Size0.02 acres (871 sqft)
OwnerCompany Name on Record
Last Sale$40,000 (Apr 2021)
Tax Bill$4,396 (2025)
Deeds & MortgagesAug 2026 Mortgage
Apr 2021 Sale
APN170800 174.8-5-29

Property Details

APN / Parcel Number

Primary APN170800 174.8-5-29
Alternative APN
  • 080017400800050290000000

Interior

Stories3 Stories
Building Area2,907 sqft Gross Area
Basement Area969 sqft
Unfinished Basement969 sqft

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1970
Lot Area871 sqft (0.02 acres)
Lot Dimensions35 ft deep x 19.1 ft wide

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4 S WILLIAM ST
CityJOHNSTOWN
StateNY
Zip12095-2311
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code05 - COMME
Legal Block5
Legal Lot Number29.000
JurisdictionFULTON NY
Township / Civil DivisionJOHNSTOWN
Census Block Group2
Census Block2000
Census Tract971300

Owner

Source: Fulton County and Johnstown City records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 526, JOHNSTOWN, NY 12095-0526
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2026Deed of Trust, Mortgage
BANK NATIONAL ASSOCIATION
Apr 5, 2021Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 5, 2021 · Amount on Record
Deed SaleApr 5, 2021 · Amount on Record
Prior SaleNov 6, 1995 · Amount on Record
Deed Document Number202166605
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFULTON NY
Recording DateAug 31, 2026
Property Address4 S WILLIAM ST, JOHNSTOWN, NY 12095-2311
Document Number0000098370
Instrument DateAug 28, 2026
Instrument202698370
Transaction TypeMortgage
Record UpdatedSep 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000098370,
DateAug 31, 2026
Instrument202698370
Lender
NameBANK NATIONAL ASSOCIATION
Agreement
AmountAmount Recorded
Interest
Max Rate-1%

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionFULTON NY
Recording DateApr 5, 2021
Property Address4 S WILLIAM ST, JOHNSTOWN, NY 12095-2311
Document Number0202166605
Instrument DateMar 30, 2021
Instrument2021-66605
Transaction TypeTransfer
Record UpdatedApr 12, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 E CLINTON ST, JOHNSTOWN, NY 12095-2528

Tax Assessment & Valuation

Source: Fulton County and Johnstown City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyFulton County
MunicipalityJohnstown City
Unified School DistrictJohnstown City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,396.00$95,500 (+76.85%) Land $3,000 Building $92,500$154,032 (+113.93%) Land $4,839 Building $149,193
2023$54,000 Land $3,000 Building $51,000$72,000 Land $4,000 Building $68,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOHNSTOWN (C) WATER WORKS
serves 8,154 people · EPA ID NY1700019
Water SourceSurface water
Last State InspectionNov 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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