4 S State St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 4 S State St, Concord, NH 03301

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 2,846 sqft · built 1880
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on Record
Last Sale	$390,000 (Nov 2021)
Tax Bill	$9,638 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:36 B:6 L:6`

Property Details

APN / Parcel Number

Primary APN	`M:36 B:6 L:6`
Alternative APN	`CNCD M:7411Z B:42`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,846 sqft Living Area
Gross Area	4,952 sqft
1st Floor Area	1,129 sqft
Attic	Attic
Attic Area	1,051 sqft
Basement Area	1,129 sqft
Unfinished Basement	1,129 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	4 S STATE ST
City	CONCORD
State	NH
Zip	03301-3720
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	CVP
Legal Block	42
Legal Lot Number	6
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3005
Census Tract	32800

Owner

Source: Merrimack County and Concord City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4 S STATE ST, CONCORD, NH 03301-3720
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
Nov 30, 2021	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Nov 23, 2020	Warranty Deed, Transfer · Conventional with PMI BANK OF NH
Sep 18, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Prior Sale	Nov 23, 2020 · Amount on Record
Deed Document Number	202130605
Deed Book / Page	3771 / 605
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	4 S STATE ST, CONCORD, NH 03301-3720
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004382
Date	Mar 25, 2026
Book Page	3923/2463
Instrument	202600004382

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Nov 30, 2021
Property Address	4 S STATE ST, CONCORD, NH 03301-3720
Document Number	0000030605
Book / Page	3771 / 605
Instrument Date	Nov 30, 2021
Instrument	202100030605
Transaction Type	Transfer
Record Updated	Feb 25, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 S MAIN ST # C, C, CONCORD, NH 03301-3419

Mortgage

Document Number	0000030606
Date	Nov 30, 2021
Instrument	202100030606

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000030607
Date	Nov 30, 2021
Book Page	3771/625
Instrument	202100030607

Lender

Name	NHFA

Agreement

Type	Cash (No Mortgage)
Amount	Amount Recorded
Term	49 Months
Due	Dec 1, 2025

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Nov 23, 2020
Property Address	4 S STATE ST, CONCORD, NH 03301-3720
Document Number	0037090105
Book / Page	003709 / 000105
Instrument Date	Nov 23, 2020
Instrument	26706
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	81 SCHOOL ST CONCORD NH 033013815, CONCORD, NH 03301-3815

Mortgage

Document Number	37090107
Date	Nov 23, 2020
Book Page	003709/000107
Instrument	26707

Lender

Name	BANK OF NH
Type	Bank
Address	LACONIA, NH 03246

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Sep 18, 2018
Property Address	4 S STATE ST, CONCORD, NH 03301-3720
Document Number	0036081168
Book / Page	003608 / 001168
Instrument Date	Sep 18, 2018
Instrument	16855
Transaction Type	Transfer
Record Updated	Oct 2, 2018

Transaction

Amount	Amount Recorded
Tax	$3,600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 1/2 DOWNING ST CONCORD NH 033013512, CONCORD, NH 03301-3512

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,638.00 (+8.38%)	$331,100 (-) Land $88,600 Building $242,500
2023	$8,893.00 (-13.09%)	$331,100 (-16.22%) Land $88,600 Building $242,500
2022	$10,232.00	$395,200 Land $132,900 Building $262,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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