4 S Smith St, Smithton, IL 62285 Property Records

St. Clair County property record for 4 S Smith St, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,140 sqft · built 1976
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (May 2026)
Tax Bill	$5,048 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Dec 2022 Sale & Mortgage + 3 more
APN	`13-33-0-209-011`

Property Details

APN / Parcel Number

Primary APN	`13-33-0-209-011`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,140 sqft Living Area
Basement Area	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Mixed
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	140 sqft
Canopy	200 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4 S SMITH ST
City	SMITHTON
State	IL
Zip	62285-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITHS, BENJAMIN J,2ND ADD TO SMITHTON LOT/SEC-47 W 75FT LOT 47 & W 75FT OF N 15.75FT OF LOT 49 AS IN A02767467
Legal Subdivision	SMITHS, BENJAMIN J,2ND ADD
Legal Block	209
Legal Lot Number	47,49
Jurisdiction	ST CLAIR IL
Township / Civil Division	SMITHTON
Census Block Group	3
Census Block	3075
Census Tract	503906

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 S SMITH ST, SMITHTON, IL 62285-1722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC
Dec 2, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU
Jul 30, 2021	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 16, 2020	Deed of Trust, Mortgage BANK OF SPRINGFIELD
Apr 10, 2017	Warranty Deed, Transfer · Conventional with PMI BANK OF EDWARDSVILLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	Dec 2, 2022 · Amount on Record
Deed Document Number	20262884551
Prior Transfer Date	Jul 28, 2006
Prior Transfer Doc	00A1992492
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 26, 2026
Property Address	4 S SMITH ST, SMITHTON, IL 62285-1722
Document Number	0002884551
Instrument Date	May 22, 2026
Instrument	20262884551
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	TOWN AND COUNTRY TITLE GUARANTY, TOWN & COUNTRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,602.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 S SMITH ST, SMITHTON, IL 62285-1722

Mortgage

Date	May 26, 2026

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	6.25%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 2, 2022
Property Address	4 S SMITH ST, SMITHTON, IL 62285-1722
Document Number	0A02767467
Instrument Date	Nov 30, 2022
Instrument	A02767467
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4 S SMITH ST, SMITHTON, IL 62285-1722

Mortgage

Document Number	0A02767468
Date	Dec 2, 2022
Instrument	A02767468

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2027
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	7%
Index	5-Year CMT
Margin	2
Max Rate	11%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 30, 2021
Property Address	4 S SMITH ST, SMITHTON, IL 62285-1722
Document Number	A02710354
Instrument Date	Jul 29, 2021
Instrument	A02710354
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	201 W POINTE DR STE 1, 1, SWANSEA, IL 62226-8309

Mortgage

Document Number	A02710355
Date	Jul 30, 2021
Instrument	A02710355

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	4 S SMITH ST, SMITHTON, IL 62285-1722
Document Number	00A2658806
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 S SMITH ST SMITHTON IL 622851722, SMITHTON, IL 62285-1722

Mortgage

Document Number	00A2658806
Date	Jul 21, 2020
Instrument	2658806

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62703

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

Interest

Rate Type	Fixed Rate
Rate	3.1%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 10, 2017
Property Address	4 S SMITH ST, SMITHTON, IL 62285-1722
Document Number	00A2532940
Instrument Date	Apr 7, 2017
Instrument	2532940
Transaction Type	Transfer
Record Updated	May 8, 2017
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 S SMITH ST SMITHTON IL 622851722, SMITHTON, IL 62285-1722

Mortgage

Document Number	A2532941
Date	Apr 10, 2017
Instrument	2532941

Lender

Name	BANK OF EDWARDSVILLE
Type	Bank
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Smithton Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,048.00 (+14.31%)	$62,379 (+16.29%) Land $3,812 Building $58,567	$187,137 (+16.29%) Land $11,436 Building $175,701
2024	$4,416.00 (+57.32%)	$53,641 (+17.23%) Land $3,852 Building $49,789	$160,923 (+17.23%) Land $11,556 Building $149,367
2022		$45,756 Land $3,286 Building $42,470	$137,268 Land $9,858 Building $127,410
2019	$2,807.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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