4 S Saint Clair St, Staunton, VA 24401 Property Records

Staunton City property record for 4 S Saint Clair St, Staunton, VA 24401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,488 sqft · built 1978
Lot Size	0.026 acres (1,140 sqft)
Owner	2 Individual Names on File
Last Sale	$129,000 (Jan 2018)
Tax Bill	$2,475 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5783`

Property Details

APN / Parcel Number

Primary APN	`5783`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,488 sqft Living Area
Gross Area	2,232 sqft
1st Floor Area	768 sqft
Basement Area	768 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	1,140 sqft (0.026 acres)
Lot Dimensions	30 ft deep x 39 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4 S SAINT CLAIR ST
City	STAUNTON
State	VA
Zip	24401-4135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	(LOT 4A & POR 5 BLK Y)
Legal Subdivision	E M HESS S PROPERTY
Legal Block	Y
Legal Lot Number	4A
Jurisdiction	STAUNTON CITY VA
Township / Civil Division	STAUNTON
Census Block Group	1
Census Block	1048
Census Tract	100

Owner

4 S Saint Clair St is owned and occupied by two individuals who bought it in January 2018.

Source: Staunton City records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 S SAINT CLAIR ST, STAUNTON, VA 24401-4135
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jan 19, 2018	Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2018 · Amount on File
Deed Sale	Jan 19, 2018 · Amount on File
Deed Document Number	2018143
Prior Transfer Date	Sep 15, 2005
Prior Transfer Doc	0000004121
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	4 S SAINT CLAIR ST, STAUNTON, VA 24401-4135
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 S SAINT CLAIR ST, STAUNTON, VA 24401-4135

Mortgage

Document Number	0220003193
Date	Oct 12, 2022
Instrument	220003193

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	Jan 19, 2018
Property Address	4 S SAINT CLAIR ST, STAUNTON, VA 24401-4135
Document Number	180000143
Instrument Date	Jan 10, 2018
Instrument	180000143
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$131.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 S SAINT CLAIR ST, STAUNTON, VA 24401-4135

Mortgage

Document Number	180000144
Date	Jan 19, 2018
Instrument	180000144

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 4 S Saint Clair St was $2,475.

Source: Staunton City assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Staunton City
Unified School District	Staunton City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,475.00	$272,060 Land $19,660 Building $252,400	$272,060 Land $19,660 Building $252,400
2023	$1,888.00	$212,140 Land $18,840 Building $193,300	$212,140 Land $18,840 Building $193,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 S Saint Clair St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Nearby Flood Policies	41 in force
Nearby Flood Claims	16 (1996–2020)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Aug 2020 · river or lake flooding
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 S Saint Clair St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STAUNTON serves 25,750 people · EPA ID VA2790600
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lingo Networks, Verizon.

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