4 S Main St, Middletown, DE 19709 Property Records

New Castle County property record for 4 S Main St, Middletown, DE 19709

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,671 sqft · built 1975
Lot Size2.72 acres (118,483 sqft)
OwnerIndividual Name on File
Last Sale$60,000 (Aug 1986)
Tax Bill$1,550 (2023)
Deeds & MortgagesNov 2022 Line of Credit
Dec 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-035.40-004

Property Details

APN / Parcel Number

Primary APN12-035.40-004

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,671 sqft Living Area
1st Floor Area1,215 sqft
Family RoomFamily Room
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area118,483 sqft (2.72 acres)
Lot Dimensions451 ft deep x 362 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address4 S MAIN ST
CityMIDDLETOWN
StateDE
Zip19709-9737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC21
Legal Lot Number17-23
JurisdictionNEW CASTLE DE
Township / Civil DivisionMIDDLETOWN-ODESSA
Census Block Group1
Census Block1001
Census Tract16611

Owner

4 S Main St is owned and occupied by an individual who acquired it in July 2020.

Source: New Castle County records, as of May 6, 2026

Owner of RecordIndividual Name on File
Mailing Address4 S MAIN ST, MIDDLETOWN, DE 19709-9737
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Dec 28, 2018Deed of Trust, Mortgage · Closed-End Mortgage
PNC BANK NA
Jan 13, 2020Deed of Trust, Mortgage · Closed-End Mortgage
PNC BANK NA
Feb 12, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
FINANCIAL FREEDOM MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 1986 · Amount on File
Deed SaleAug 1, 1986 · Amount on File
Deed Book / Page418 / 108
Last Transfer DateJul 24, 2020
Transfer Doc0000018510
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address4 S MAIN ST, MIDDLETOWN, DE 19709-9737
Transaction TypeMortgage
Record UpdatedDec 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 S MAIN ST, MIDDLETOWN, DE 19709-9737

Mortgage

Document Number0000109778
DateNov 28, 2022
Instrument20221128-0109778
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueNov 24, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address4 S MAIN ST, MIDDLETOWN, DE 19709-9737
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000072760
DateDec 28, 2018
Instrument20181228-0072760
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeClosed-End Mortgage
AmountAmount on Record

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address4 S MAIN ST, MIDDLETOWN, DE 19709-9737
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003526
DateJan 13, 2020
Instrument20200113-0003526
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeClosed-End Mortgage
AmountAmount on Record

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNEW CASTLE DE
Recording DateFeb 12, 2021
Property Address4 S MAIN ST, MIDDLETOWN, DE 19709-9737
Document Number0000018510
Instrument DateJul 24, 2020
Instrument20210212-0018510
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyEAGLE TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address4 S MAIN ST, MIDDLETOWN, DE 19709-9737

Mortgage

Document Number0000018514
DateFeb 12, 2021
Instrument20210212-0018514
Lender
NameFINANCIAL FREEDOM MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term354 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictColonial School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$406,200 Land $147,500 Building $258,700
2024$242,100
2023$1,550.00$51,300 (-) Land $22,300 Building $29,000
2022$51,300 Land $22,300 Building $29,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Fiber
1,200 / 35
Breezeline
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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