4 S Main St, Franklin, OH 45005 Property Records

Warren County property record for 4 S Main St, Franklin, OH 45005

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 2,300 sqft · built 1901
Lot Size	0.121 acres (4,316 sqft)
Owner	Company Name on File
Last Sale	$51,000 (Jul 1997)
Tax Bill	$1,826 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Oct 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-32-377-001-0`

Property Details

APN / Parcel Number

Primary APN	`04-32-377-001-0`
Alternative APNs	`0432377001` `432377001` `2118246`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Units	6 Units
Stories	2 Stories
Building Area	2,300 sqft Living Area
1st Floor Area	268 sqft
2nd Floor Area	1,016 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Architectural Style	Triplex
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Masonry
Lot Area	4,316 sqft (0.121 acres)
Lot Dimensions	52 ft deep x 83 ft wide
Porch	Open Porch
Porch Area	228 sqft
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	2118246
Street Address	4 S MAIN ST
City	FRANKLIN
State	OH
Zip	45005-2250
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	OUT LOT LOT 342-343
Legal Subdivision	OUT LOT
Legal Block	246
Legal Lot Number	342-3
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2027
Census Tract	32501

Owner

4 S Main St, a triplex, is owned by a company that acquired it in January 2021.

Source: Warren County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	2951 SWIGERT RD, DAYTON, OH 45440-2105
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Deed of Trust, Mortgage · Line of Credit RIVER VALLEY CU INC
Oct 27, 2022	Warranty Deed, Transfer
Sep 28, 2021	Intrafamily Transfer, Transfer
May 25, 2021	Intrafamily Transfer, Transfer
Mar 19, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 1997 · Amount on File
Deed Sale	Jul 17, 1997 · Amount on File
Prior Sale	Aug 24, 1992
Last Transfer Date	Jan 8, 2021
Transfer Doc	0000012836
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	4 S MAIN ST, FRANKLIN, OH 45005-2250
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2951 SWIGERT RD, DAYTON, OH 45440-2105
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003277
Date	Feb 22, 2023
Instrument	2023-003277

Lender

Name	RIVER VALLEY CU INC
Type	Credit Union
Address	MIAMISBURG, OH 45342

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2043

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Oct 27, 2022
Property Address	4 S MAIN ST, FRANKLIN, OH 45005-2250
Document Number	0000033249
Map Reference	MB 2 PG 17
Instrument Date	Oct 26, 2022
Instrument	2022-033249
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2951 SWIGERT RD, DAYTON, OH 45440-2105
Investor	Possibly a Property Investor

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN OH
Recording Date	Sep 28, 2021
Property Address	4 S MAIN ST, FRANKLIN, OH 45005-2250
Document Number	0000043849
Map Reference	MB 2 PG 17
Instrument Date	Sep 24, 2021
Instrument	2021-043849
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 MAIN STREET, FRANKLIN, OH 45005-2250

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN OH
Recording Date	May 25, 2021
Property Address	4 S MAIN ST, FRANKLIN, OH 45005-2250
Document Number	0000024406
Map Reference	MB 2 PG 17
Instrument Date	May 14, 2021
Instrument	2021-024406
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 BRENTWOOD ST, MIDDLETOWN, OH 45044-6368

March 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WARREN OH
Recording Date	Mar 19, 2021
Property Address	4 S MAIN ST, FRANKLIN, OH 45005-2250
Document Number	0000012836
Map Reference	MB 2 PG 17
Instrument Date	Jan 8, 2021
Instrument	2021-012836
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2797 PENNYROYAL RD, MIAMISBURG, OH 45342-5029

Tax Assessment & Valuation

The 2025 property tax bill for 4 S Main St was $1,826.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,826.00	$34,470 Land $9,910 Building $24,560	$98,490 Land $28,320 Building $70,170
2023	$1,378.00 (+4.08%) Homeowner's exemption	$25,701 (-) Land $5,621 Building $20,080
2022	$1,324.00 Homeowner's exemption	$25,701 Land $5,621 Building $20,080	$73,430 (-) Land $16,060 Building $57,370
2021			$73,430 Land $16,060 Building $57,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 S Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions, T-Mobile.

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