4 S Crystal St, Elgin, IL 60123 Property Records

Kane County property record for 4 S Crystal St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,124 sqft · built 1915
Lot Size	0.141 acres (6,138 sqft)
Owner	Company Name on Record
Last Sale	$223,500 (Jan 2022)
Tax Bill	$6,030 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-408-006`

Property Details

APN / Parcel Number

Primary APN	`06-14-408-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,124 sqft Living Area
Gross Area	3,086 sqft
Basement Area	962 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Brick
Foundation Type	Raised
Lot Area	6,138 sqft (0.141 acres)

Utilities, Heating & Cooling

Cooling System	Window A/C
Water Source	Commercial

Location & Zoning

Street Address	4 S CRYSTAL ST
City	ELGIN
State	IL
Zip	60123-6339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF LOTS 9 & 10 IN BLK 33 OF THE ORIGINAL TOWN OF ELGIN ON THE WEST SIDE OF THE FOX RIVER
Legal Subdivision	W C KIMBALLS PLAT
Legal Block	33
Legal Lot Number	9,10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2012
Census Tract	851101

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	40W810 CREEKWOOD DR, ELGIN, IL 60124-8332
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2022 · Amount on Record
Deed Sale	Jan 31, 2022 · Amount on Record
Prior Sale	Jul 12, 2001 · Amount on Record
Deed Document Number	20225855
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 31, 2022
Property Address	4 S CRYSTAL ST, ELGIN, IL 60123-6339
Document Number	0000005855
Instrument Date	Jan 15, 2022
Instrument	2022K005855
Transaction Type	Transfer
Record Updated	Feb 4, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 DOUGLAS AVE, 420, ELGIN, IL 60120-3630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40W810 CREEKWOOD DR, ELGIN, IL 60124-8332

Mortgage

Document Number	0000005856
Date	Jan 31, 2022
Instrument	2022K005856

Lender

Name	THE STATE BANK OF GENEVA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate	4%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,030.00 (+7.49%)	$79,046 (+2%) Land $12,752 Building $66,294	$237,233 (+2%) Land $38,271 Building $198,962
2024		$77,496 (+9.6%) Land $11,745 Building $65,751	$232,581 (+9.65%) Land $35,249 Building $197,332
2022	$5,610.00 (+4.63%) Homeowner's exemption	$70,705 (+6.96%) Land $9,675 Building $61,030	$212,115 (+6.96%) Land $29,025 Building $183,090
2021	$5,362.00 Homeowner's exemption	$66,104 Land $9,045 Building $57,059	$198,312 Land $27,135 Building $171,177

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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