4 S 1st St, Temple, TX 76501 Property Records

Bell County property record for 4 S 1st St, Temple, TX 76501

Property Summary

Property Type	Commercial
Details	2 ba · 4,800 sqft · built 1920
Lot Size	0.075 acres (3,302 sqft)
Owner	Company Name on Record
Tax Bill	$6,504 (2023)
Deeds & Mortgages	Jan 2017 Mortgage Apr 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0001250000`

Property Details

APN / Parcel Number

Primary APN	`0001250000`
Alternative APNs	`130002` `618556`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	4,800 sqft Gross Area
2nd Floor Area	1,500 sqft
Interior Walls	Wood

Exterior

Year Built	Built 1920
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Gravel
Lot Area	3,302 sqft (0.075 acres)
Lot Dimensions	110 ft deep x 30 ft wide
Porch	Open Porch
Porch Area	300 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	618556
Street Address	4 S 1ST ST
City	TEMPLE
State	TX
Zip	76501-7604
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CA
Legal Description	TEMPLE ORIGINAL, BLOCK 020, LOT 0012
Legal Subdivision	TEMPLE ORIGINAL
Legal Block	20
Legal Lot Number	12
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1042
Census Tract	20701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Temple Commercial Historic District listed 2005 · 113 contributing resources · NRIS 05001192

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 310, TEMPLE, TX 76503-0310
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2017	Deed of Trust, Mortgage · Commercial Mortgage EXTRACO BANKS NA
Apr 24, 2020	Loan Modification, Mortgage CENTRAL NAT'L BK
Aug 24, 2017	Grant Deed, Transfer CENTRAL NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2017
Deed Sale	Aug 24, 2017
Deed Document Number	201700035571
Record Updated	Jun 7, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	4 S 1ST ST, TEMPLE, TX 76501-7604
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001810
Date	Jan 13, 2017
Instrument	2017-00001810

Lender

Name	EXTRACO BANKS NA
Type	Bank
Address	TEMPLE, TX 76501

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 11, 2022

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	4 S 1ST ST, TEMPLE, TX 76501-7604
Document Number	0000021525
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	PO BOX 310 TEMPLE TX 765030310, TEMPLE, TX 76503-0310

Mortgage

Document Number	0000021525
Date	May 6, 2020
Instrument	21525

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	TEMPLE, TX 76502

Agreement

Term	120 Months
Due	May 5, 2030

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Aug 24, 2017
Property Address	4 S 1ST ST, TEMPLE, TX 76501-7604
Document Number	0000035571
Instrument Date	Aug 24, 2017
Instrument	35571
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	PO BOX 310 TEMPLE TX 765030310, TEMPLE, TX 76503-0310
Investor	Possibly a Property Investor

Mortgage

Document Number	35572
Date	Aug 24, 2017
Instrument	35572

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	938 CANYON CREEK DR, TEMPLE, TX 76502-3232

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Aug 23, 2020

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,504.00 (-3.17%)	$283,692 Land $11,550 Building $272,142	$283,692 Land $11,550 Building $272,142
2022	$6,717.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1993–2016)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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