Essex County and Montclair Township property record for 4 Rydal Pl, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 3,261 sqft · built 1907 |
| Lot Size | 0.087 acres (3,798 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $543,000 (Sep 2014) |
| Tax Bill | $17,193 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Mar 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01506-0000-00003 |
| Primary APN | 13-01506-0000-00003 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,261 sqft Living Area |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Construction Type | Frame |
| Lot Area | 3,798 sqft (0.087 acres) |
| Lot Dimensions | 100 ft deep x 38 ft wide |
| Old Parcel Number | 130150600003 |
|---|---|
| Street Address | 4 RYDAL PL |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-6302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 38X100 |
| Legal Block | 1506 |
| Legal Lot Number | 3 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 16400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Mountain District listed 1988 · 144 contributing resources · NRIS 86002970 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 RYDAL PL, MONTCLAIR, NJ 07042-6302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2020 | Deed of Trust, Mortgage · Conventional with PMI JERSEY MTG |
| Mar 26, 2019 | Deed of Trust, Mortgage · Line of Credit QUORUM FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2014 · Amount on Record |
| Deed Sale | Sep 8, 2014 · Amount on Record |
| Prior Sale | Sep 8, 2014 · Amount on Record |
| Deed Document Number | 201414064390 |
| Deed Book / Page | 12513 / 8724 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 4 RYDAL PL, MONTCLAIR, NJ 07042-6302 |
| Document Number | 0000005017 |
| Instrument Date | Dec 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 RYDAL PL MONTCLAIR NJ 070426302, MONTCLAIR, NJ 07042-6302 |
| Document Number | 0000005017 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 5017 |
| Name | JERSEY MTG |
|---|---|
| Type | Mortgage Company |
| Address | CRANFORD, NJ 07016 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 13, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 4 RYDAL PL, MONTCLAIR, NJ 07042-6302 |
| Document Number | 0000031458 |
| Instrument Date | Mar 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4 RYDAL PL MONTCLAIR NJ 070426302, MONTCLAIR, NJ 07042-6302 |
| Document Number | 0000031458 |
|---|---|
| Date | Apr 5, 2019 |
| Instrument | 31458 |
| Name | QUORUM FCU |
|---|---|
| Type | Credit Union |
| Address | PURCHASE, NY 10577 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 4, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $489,000 (-) Land $219,200 Building $269,800 | $489,000 (-) Land $219,200 Building $269,800 | |
| 2025 | $17,193.00 (+5.84%) | $489,000 (+2.43%) Land $219,200 Building $269,800 | $489,000 (+2.43%) Land $219,200 Building $269,800 |
| 2024 | $16,245.00 (+3.5%) | ||
| 2023 | $477,400 Land $219,200 Building $258,200 | $477,400 Land $219,200 Building $258,200 | |
| 2022 | $15,696.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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