Loudoun County property record for 4 Rutledge Ct, Sterling, VA 20165
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,500 sqft · built 1987 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $775,000 (Jul 2022) |
| Tax Bill | $6,216 (2023) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Sep 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-16-7992-000 |
| Primary APN | 017-16-7992-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,500 sqft Living Area |
| Gross Area | 4,192 sqft |
| 1st Floor Area | 1,216 sqft |
| Basement Area | 608 sqft |
| Finished Basement | 608 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Deck Area | 276 sqft |
| Patio Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Old Parcel Number | /64A7/2///121/ |
|---|---|
| Street Address | 4 RUTLEDGE CT |
| City | STERLING |
| State | VA |
| Zip | 20165-6243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH3 |
| Legal Description | COUNTRYSIDE SEC.6D LOT 121 1705--2320 |
| Legal Subdivision | COUNTRYSIDE |
| Legal Lot Number | 121 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 611102 |
Source: Loudoun County records · APN 017-16-7992-000
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4 RUTLEDGE CT, STERLING, VA 20165-6243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 06, 2022 | Warranty Deed, Transfer · ARM BANK FUND STAFF FEDERAL CREDIT UNIO |
| Sep 27, 2017 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Jun 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HM MTG |
| Jul 15, 2015 | Deed of Trust, Mortgage · Line of Credit CHADWICK FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 06, 2022 · Amount on Record |
| Deed Sale | Jul 06, 2022 · Amount on Record |
| Deed Document Number | 202207060039727 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jul 06, 2022 |
| Property Address | 4 RUTLEDGE CT, STERLING, VA 20165-6243 |
| Document Number | 0000039727 |
| Instrument Date | Jun 01, 2022 |
| Instrument | 202207060039727 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | KVS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 RUTLEDGE CT, STERLING, VA 20165-6243 |
| Document Number | 0000039728 |
|---|---|
| Date | Jul 06, 2022 |
| Instrument | 202207060039728 |
| Name | BANK FUND STAFF FEDERAL CREDIT UNIO |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Aug 01, 2029 |
| Change Frequency | Annually |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 4 RUTLEDGE CT, STERLING, VA 20165-6243 |
| Document Number | 20171006062940 |
| Instrument Date | Sep 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 20171006062940 |
|---|---|
| Date | Oct 06, 2017 |
| Instrument | 62940 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 05, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 4 RUTLEDGE CT, STERLING, VA 20165-6243 |
| Document Number | 20170706041191 |
| Instrument Date | Jun 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 20170706041191 |
|---|---|
| Date | Jul 06, 2017 |
| Instrument | 41191 |
| Name | FIRST HM MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 05, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 4 RUTLEDGE CT, STERLING, VA 20165-6243 |
| Document Number | 20170208008482 |
| Instrument Date | Jul 15, 2015 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 RUTLEDGE CT STERLING VA 201656243, STERLING, VA 20165-6243 |
| Document Number | 20170208008482 |
|---|---|
| Date | Feb 08, 2017 |
| Instrument | 8482 |
| Name | CHADWICK FCU |
|---|---|
| Type | Credit Union |
| Address | NORWOOD, MA 02062 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | Feb 07, 2030 |
| Rate Type | Adjustable Rate |
|---|
Source: Loudoun County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,216.00 | $710,500 Land $260,300 Building $450,200 | $710,500 Land $260,300 Building $450,200 |
Source: FEMA National Flood Hazard Layer as of June 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
Based on FCC filings for 41 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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