Harris County property record for 4 Rutgers Pl, Houston, TX 77005
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,960 sqft · built 1981 |
| Lot Size | 0.049 acres (2,137 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $611,800 (Dec 2025) |
| Tax Bill | $4,588 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 039-332-002-0004 |
| Primary APN | 039-332-002-0004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,960 sqft Living Area |
| 1st Floor Area | 719 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Townhouse |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 2,137 sqft (0.049 acres) |
| View / Lot | Flood Plain |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0393320020004 |
|---|---|
| Street Address | 4 RUTGERS PL |
| City | HOUSTON |
| State | TX |
| Zip | 77005-3857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TH 4 BLK 41 RUTGERS PLACE T/H U/R WEST UNIVERSITY PLACE SEC 1 |
| Legal Subdivision | WEST UNIVERSITY PLACE SEC 1 |
| Legal Block | 41 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 412300 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 RUTGERS PL, HOUSTON, TX 77005-3857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Dec 2, 2025 | Vendor's Lien, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 23, 2020 | Deed of Trust, Mortgage UNITED WHOLESALE MTG |
| Jul 25, 2019 | Deed of Trust, Mortgage UNITED WHOLESALE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2025 · Amount on Record |
| Deed Sale | Dec 2, 2025 · Amount on Record |
| Prior Sale | Jul 30, 2019 · Amount on Record |
| Deed Document Number | 2025475532 |
| Prior Transfer Date | Apr 10, 2018 |
| Prior Transfer Doc | 0000155120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Dec 2, 2025 |
| Property Address | 4 RUTGERS PL, HOUSTON, TX 77005-3857 |
| Document Number | 0000475532 |
| Map Reference | VOL 444 PG 560 |
| Instrument Date | Dec 1, 2025 |
| Instrument | 2025-475532 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Title Company | TRUE TITLE, TRULY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2031 WESTCREEK LN, HOUSTON, TX 77027-3010 |
| Name | Verified Name |
|---|---|
| Address | 4 RUTGERS PL, HOUSTON, TX 77005-3857 |
| Document Number | 0000475533 |
|---|---|
| Date | Dec 2, 2025 |
| Instrument | 2025-475533 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 4 RUTGERS PL, HOUSTON, TX 77005-3857 |
| Document Number | 0000553527 |
| Instrument Date | Oct 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2020 |
| Title Company | SELECT TITLE COMPANY, SELECT TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 4 RUTGERS PL HOUSTON TX 770053857, HOUSTON, TX 77005-3857 |
| Document Number | 0000553527 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 553527 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 11, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 4 RUTGERS PL, HOUSTON, TX 77005-3857 |
| Document Number | 0000329748 |
| Instrument Date | Jul 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2019 |
| Title Company | SELECT TITLE COMPANY, SELECT TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 4 RUTGERS PL HOUSTON TX 770053857, HOUSTON, TX 77005-3857 |
| Document Number | 0000329748 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 329748 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 29, 2049 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | West University Place City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $499,402 (+30.22%) Land $150,000 Building $349,402 | $499,402 (+30.22%) Land $150,000 Building $349,402 | |
| 2025 | $4,588.00 (-7.46%) Homeowner's exemption | $383,500 (+2.29%) Land $150,000 Building $233,500 | $383,500 (+2.29%) Land $150,000 Building $233,500 |
| 2024 | $4,958.00 (-24.71%) | ||
| 2023 | $374,932 Land $145,500 Building $229,432 | $374,932 Land $145,500 Building $229,432 | |
| 2022 | $6,585.00 (+8.91%) | ||
| 2020 | $6,046.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 353 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 353 in force |
| Nearby Flood Claims | 151 (1979–2024) |
| Claims Outside the SFHA | 52 of 151 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEST UNIVERSITY PLACE serves 19,200 people · EPA ID TX1010027 |
|---|---|
| Water Source | Purchased surface water from CITY OF HOUSTON |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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