4 Rustic Ln, Highlands, NC 28741 Property Records

Macon County property record for 4 Rustic Ln, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,128 sqft · built 2007
Lot Size	1 acres (43,560 sqft)
Owner	Trust Name on File
Tax Bill	$2,027 (2026)
Deeds & Mortgages	Jun 2021 Transfer Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7459640262`

Property Details

APN / Parcel Number

Primary APN	`7459640262`
Alternative APNs	`0504996` `150075`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,128 sqft Heated Area
1st Floor Area	1,808 sqft
Upper Floors Area	320 sqft
Attic	Attic
Attic Area	320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	315 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	400 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	150075
Street Address	4 RUSTIC LN
City	HIGHLANDS
State	NC
Zip	28741-9249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 38 RUSTIC FALLS
Legal Subdivision	RUSTIC FALLS
Legal Lot Number	38
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1078
Census Tract	970502

Owner

4 Rustic Ln is held in a trust since June 2021.

Source: Macon County records, as of October 6, 2026

Owner of Record	Trust Name on File
Mailing Address	25168 RIDING CENTER DR, CHANTILLY, VA 20152-6049
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Intrafamily Transfer, Transfer
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST RELIANCE BANK
Sep 18, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 1, 2021
Transfer Doc	A41/1532
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Jun 28, 2021
Property Address	4 RUSTIC LN, HIGHLANDS, NC 28741-9249
Document Number	A41/1532
Book / Page	A-41 / 1532
Map Reference	CAB 1 SL 213
Instrument Date	Jun 1, 2021
Instrument	2021006187
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	25168 RIDING CENTER DR, CHANTILLY, VA 20152-6049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	4 RUSTIC LN, HIGHLANDS, NC 28741-9249
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	H40/470
Date	Oct 19, 2020
Book Page	H-40/470
Instrument	2020007857

Lender

Name	FIRST RELIANCE BANK
Type	Bank
Address	MOUNT PLEASANT, SC 29464

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Sep 18, 2020
Property Address	4 RUSTIC LN, HIGHLANDS, NC 28741-9249
Document Number	F40/117
Book / Page	F-40 / 117
Map Reference	CAB 1 SL 213 PG 2&3
Instrument Date	Sep 18, 2020
Instrument	2020006809
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25168 RIDING CENTER DR, CHANTILLY, VA 20152-6049

Tax Assessment & Valuation

The 2026 property tax bill for 4 Rustic Ln was $2,027, up 3.3% from the year before.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,027.00 (+3.31%)	$637,150 (-) Land $73,750 Building $563,400	$637,150 (-) Land $73,750 Building $563,400
2025	$1,962.00	$637,150 Land $73,750 Building $563,400	$637,150 Land $73,750 Building $563,400
2023	$1,950.00	$637,150 Land $73,750 Building $563,400	$637,150 Land $73,750 Building $563,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Rustic Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2013–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Rustic Ln is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Hotwire Communications Fiber	2,500 / 2,500
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE (outdoors only), no 5G reported

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