4 Russell Ter, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 4 Russell Ter, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	4,538 sqft · built 1902
Lot Size	0.386 acres (16,801 sqft)
Owner	2 Individual Names on File
Last Sale	$1,680,000 (Jul 2021)
Tax Bill	$43,932 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-02107-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`13-02107-0000-00003`
Alternative APN	`130210700003`

Interior

Stories	2 Stories
Building Area	4,538 sqft Living Area

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Construction Type	Frame
Lot Area	16,801 sqft (0.386 acres)
Lot Dimensions	140 ft deep x 120 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130210700003
Street Address	4 RUSSELL TER
City	MONTCLAIR
State	NJ
Zip	07042-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	120X140
Legal Block	2107
Legal Lot Number	3
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	3
Census Block	3003
Census Tract	17000

Owner

4 Russell Ter is owned and occupied by two individuals who bought it in July 2021.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 RUSSELL TER, MONTCLAIR, NJ 07042-2611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2021 · Amount on File
Deed Sale	Jul 26, 2021 · Amount on File
Prior Sale	Mar 6, 1989 · Amount on File
Deed Document Number	202190976
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 26, 2021
Property Address	4 RUSSELL TER, MONTCLAIR, NJ 07042-2611
Document Number	2021090976
Instrument Date	Jun 23, 2021
Instrument	2021090976
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	TRUE N TITLE SERVICES LLC, TRUE NORTH TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,324.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	551 VALLEY RD # 348, 551, MONTCLAIR, NJ 07043-1832

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RUSSELL TER, MONTCLAIR, NJ 07042-2611

Mortgage

Document Number	2021090977
Date	Jul 26, 2021
Instrument	2021090977

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4 Russell Ter was $43,932, up 20.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,249,500 (-) Land $324,000 Building $925,500	$1,249,500 (-) Land $324,000 Building $925,500
2025	$43,932.00 (+20.26%)	$1,249,500 Land $324,000 Building $925,500	$1,249,500 Land $324,000 Building $925,500
2024	$36,531.00
2023		$1,073,500 Land $324,000 Building $749,500	$1,073,500 Land $324,000 Building $749,500
2022	$35,296.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Russell Ter in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	18 (1987–2021)
Claims Outside the SFHA	12 of 18
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Russell Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20