4 Royal Ct, Milltown, NJ 08850 Property Records

Middlesex County and Milltown Borough property record for 4 Royal Ct, Milltown, NJ 08850

Property Summary

Property Type	Single Family Home
Details	912 sqft · built 1954
Lot Size	0.169 acres (7,379 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Aug 2016)
Tax Bill	$9,335 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-00090-02-00021`

Property Details

APN / Parcel Number

Primary APN	`11-00090-02-00021`
Alternative APNs	`1100090000200021` `1100090B00021`

Interior

Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	7,379 sqft (0.169 acres)
Lot Dimensions	123 ft deep x 60 ft wide

Location & Zoning

Old Parcel Number	1100090B00021
Street Address	4 ROYAL CT
City	MILLTOWN
State	NJ
Zip	08850-1816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	60X123
Legal Subdivision	MILLTOWN ESTATES
Legal Block	90.2
Legal Lot Number	21
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MILLTOWN
Census Block Group	5
Census Block	5014
Census Tract	6300

Owner

4 Royal Ct is owned and occupied by two individuals who bought it in August 2016.

Source: Middlesex County and Milltown Borough records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 ROYAL CT, MILLTOWN, NJ 08850-1816
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Line of Credit P N C BANK NA
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jun 24, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Sep 27, 2017	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2016 · Amount on File
Deed Sale	Aug 9, 2016 · Amount on File
Prior Sale	Nov 20, 2003 · Amount on File
Deed Document Number	2016432
Deed Book / Page	6851 / 259
Prior Transfer Date	Apr 14, 2009
Prior Transfer Doc	0000003310
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Recording Date	Jun 1, 2026
Property Address	4 ROYAL CT, MILLTOWN, NJ 08850-1816
Document Number	0000034304
Book / Page	20036 / 1314
Instrument Date	May 15, 2026
Instrument	202634304
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	VISIONET SYSTEMS INC, VISIONET SYSTEMS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ROYAL CT, MILLTOWN, NJ 08850-1816

Mortgage

Document Number	0000034304,
Date	Jun 1, 2026
Book Page	20036/1314
Instrument	202634304

Lender

Name	P N C BANK NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jun 1, 2066

Interest

Rate	6.3%
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	4 ROYAL CT, MILLTOWN, NJ 08850-1816
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RMS TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089438
Date	Sep 22, 2020
Book Page	18039/791
Instrument	2020089438

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	PITTSBURGH, PA 15220

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	4 ROYAL CT, MILLTOWN, NJ 08850-1816
Document Number	0000050529
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	HOMECOMING TITLE AND SETTLEMENT, HOMECOMING TITLE & SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 ROYAL CT MILLTOWN NJ 088501816, MILLTOWN, NJ 08850-1816

Mortgage

Document Number	0000050529
Date	Jul 1, 2019
Book Page	017541/000219
Instrument	50529

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	4 ROYAL CT, MILLTOWN, NJ 08850-1816
Document Number	0000021577
Book / Page	016927 / 000085
Instrument Date	Sep 27, 2017
Transaction Type	Mortgage
Record Updated	Oct 23, 2017
Title Company	ORCHARD STREET SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 ROYAL CT MILLTOWN NJ 088501816, MILLTOWN, NJ 08850-1816

Mortgage

Document Number	0000021577
Date	Oct 17, 2017
Book Page	016927/000085
Instrument	21577

Lender

Name	OCEANSIDE MTG
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4 Royal Ct was $9,335, up 2.9% from the year before.

Source: Middlesex County and Milltown Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Milltown Borough
Unified School District	Milltown Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,300 (-) Land $69,400 Building $64,900	$134,300 (-) Land $69,400 Building $64,900
2025	$9,335.00 (+2.92%)	$134,300 Land $69,400 Building $64,900	$134,300 Land $69,400 Building $64,900
2024	$9,070.00
2023		$134,300 Land $69,400 Building $64,900	$134,300 Land $69,400 Building $64,900
2022	$8,865.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Royal Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Royal Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLTOWN W DEPT serves 7,000 people · EPA ID NJ1212001
Water Source	Purchased surface water from NEW BRUNSWICK W DEPT
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Treatment failure not recorded as resolved · Nov 2025
Treatment and Procedure	Corrosion control Jul 2025 Lead public education Aug 2017
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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