4 Roy Rd, Newton, NJ 07860 Property Records

Sussex County and Fredon Township property record for 4 Roy Rd, Newton, NJ 07860

Property Summary

Property TypeSingle Family Home
Details3,440 sqft · built 1984
Lot Size3.68 acres (160,301 sqft)
Owner2 Individual Names on Record
Last Sale$376,000 (Jul 2003)
Tax Bill$13,825 (2025)
Deeds & MortgagesNov 2023 Mortgage
Dec 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-01601-0000-00012-13

Property Details

APN / Parcel Number

Primary APN07-01601-0000-00012-13
Alternative APNs
  • 07016010000000120013
  • 85200
  • 9282

Interior

Stories1 Story
Building Area3,440 sqft Living Area
1st Floor Area3,440 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Construction TypeFrame
Lot Area160,301 sqft

Location & Zoning

Account Number9282
Street Address4 ROY RD
CityNEWTON
StateNJ
Zip07860-5100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR-6
Legal SubdivisionALVIN & FREDERICK C ROY
Legal Block1601
Legal Lot Number12.13
JurisdictionSUSSEX NJ
Township / Civil DivisionFREDON
Census Block Group1
Census Block1006
Census Tract374000

Owner

Source: Sussex County and Fredon Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 ROY RD, NEWTON, NJ 07860-5100
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2023Deed of Trust, Mortgage
LAKELAND BANK
Dec 7, 2021Deed of Trust, Mortgage · Line of Credit
LAKELAND BANK
Aug 24, 2018Deed of Trust, Mortgage · Line of Credit
LAKELAND BK
Jan 1, 2017Loan Modification, Mortgage · Conventional Mortgage
ASTORIA BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 25, 2003 · Amount on Record
Deed SaleJul 25, 2003 · Amount on Record
Deed Document Number200337578
Deed Book / Page2742 / 333
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUSSEX NJ
Property Address4 ROY RD, NEWTON, NJ 07860-5100
Transaction TypeMortgage
Record UpdatedNov 13, 2023
Title CompanySEARCHTEC INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0102781956
DateNov 1, 2023
Book Page10278/1956
Instrument2023019551
Lender
NameLAKELAND BANK
TypeBank
AddressOAK RIDGE, NJ 07438
Agreement
AmountAmount Recorded
Term179 Months
DueOct 30, 2038

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUSSEX NJ
Property Address4 ROY RD, NEWTON, NJ 07860-5100
Transaction TypeMortgage
Record UpdatedAug 19, 2022
Title CompanySEARCHTEC INC, SEARCHTEC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0100720976
DateDec 7, 2021
Book Page10072/976
Instrument20211207010379390
Lender
NameLAKELAND BANK
TypeBank
AddressOAK RIDGE, NJ 07438
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 13, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUSSEX NJ
Property Address4 ROY RD, NEWTON, NJ 07860-5100
Document Number0096350818
Instrument DateAug 24, 2018
Transaction TypeMortgage
Record UpdatedOct 4, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4 ROY RD FREDON TOWNSHIP NJ 078605100, FREDON TOWNSHIP, NJ 07860-5100

Mortgage

Document Number0096350818
DateSep 7, 2018
Book Page009635/000818
Instrument183870
Lender
NameLAKELAND BK
TypeBank
AddressOAK RIDGE, NJ 07438
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 6, 2048
Interest
Rate TypeAdjustable Rate

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSUSSEX NJ
Property Address4 ROY RD, NEWTON, NJ 07860-5100
Document Number0095060308
Book / Page009506 / 000308
Instrument DateJan 1, 2017
Transaction TypeMortgage
Record UpdatedAug 16, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 ROY RD FREDON NJ 078605100, FREDON, NJ 07860-5100

Mortgage

Document Number0095060308
DateJun 20, 2017
Book Page009506/000308
Instrument125840
Lender
NameASTORIA BK
TypeBank
AddressMINEOLA, NY 11501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJun 19, 2022

Tax Assessment & Valuation

Source: Sussex County and Fredon Township assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySussex County
County SubdivisionFredon Township
Elementary School DistrictFredon Township School District (KG - 06)
Secondary School DistrictKittatinny Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$437,500 (-) Land $139,800 Building $297,700$437,500 (-) Land $139,800 Building $297,700
2025$13,825.00 (+1.39%)$437,500 (-) Land $139,800 Building $297,700$437,500 (-) Land $139,800 Building $297,700
2024$13,636.00 (+6.56%)
2023$437,500 Land $139,800 Building $297,700$437,500 Land $139,800 Building $297,700
2022$12,796.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2005–2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Planet Networks
Fiber
10,000 / 10,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

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