Marin County property record for 4 Rowe Ranch Ct, Novato, CA 94949
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,850 sqft · built 2004 |
| Lot Size | 0.146 acres (6,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $612,000 (Aug 2011) |
| Tax Bill | $10,265 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Jan 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 158-040-44 |
| Primary APN | 158-040-44 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,850 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 6,375 sqft (0.146 acres) |
| Garage Area | 471 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Heating System | Central |
|---|
| Street Address | 4 ROWE RANCH CT |
|---|---|
| City | NOVATO |
| State | CA |
| Zip | 94949-7252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ANDERSON ROWE RANCH |
| Legal Lot Number | 44 |
| Jurisdiction | MARIN CA |
| Township / Civil Division | NOVATO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 104104 |
Source: Marin County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 ROWE RANCH CT, NOVATO, CA 94949-7252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jul 13, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jan 20, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| May 30, 2018 | Deed of Trust, Mortgage · FHA Mortgage PACIFIC UNION FINANCIAL LLC |
| May 13, 2019 | Deed of Trust, Mortgage · ARM US BANK NA |
| Aug 13, 2019 | Deed of Trust, Mortgage · Commercial Mortgage US BANK NA |
| Sep 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2011 · Amount on Record |
| Deed Sale | Aug 19, 2011 · Amount on Record |
| Prior Sale | Sep 29, 2005 · Amount on Record |
| Deed Document Number | 201141219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARIN CA |
| Property Address | 4 ROWE RANCH CT, NOVATO, CA 94949-7252 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 4 ROWE RANCH CT, NOVATO, CA 94949-7252 |
| Document Number | 0000017354 |
|---|---|
| Date | Jul 13, 2023 |
| Instrument | 2023-0017354 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 6, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARIN CA |
| Property Address | 4 ROWE RANCH CT, NOVATO, CA 94949-7252 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2023 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 4 ROWE RANCH CT, NOVATO, CA 94949-7252 |
| Document Number | 0000001072 |
|---|---|
| Date | Jan 20, 2023 |
| Instrument | 2023-0001072 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARIN CA |
| Property Address | 4 ROWE RANCH CT, NOVATO, CA 94949-7252 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000019153 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 2018-0019153 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARIN CA |
| Property Address | 4 ROWE RANCH CT, NOVATO, CA 94949-7252 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000016039 |
|---|---|
| Date | May 13, 2019 |
| Instrument | 2019-0016039 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.5% |
| Index | 1-Year CMT |
| Max Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARIN CA |
| Property Address | 4 ROWE RANCH CT, NOVATO, CA 94949-7252 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI |
| Name | Verified Name |
|---|
| Document Number | 0000028805 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 2019-0028805 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | LA JOLLA, CA 92037 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARIN CA |
| Property Address | 4 ROWE RANCH CT, NOVATO, CA 94949-7252 |
| Document Number | 0000041498 |
| Instrument Date | Sep 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4 ROWE RANCH CT NOVATO CA 949497252, NOVATO, CA 94949-7252 |
| Document Number | 0000041498 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | 41498 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 7, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
Source: Marin County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Marin County |
| Municipality | Novato City |
| Unified School District | Novato Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $784,033 (+2%) Land $321,556 Building $462,477 | |
| 2025 | $10,265.00 (+3.83%) | $768,665 (+4.04%) Land $315,253 Building $453,412 |
| 2023 | $9,886.00 (-2.89%) | $738,824 Land $303,014 Building $435,810 |
| 2022 | $10,180.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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