Kendall County property record for 4 Roulock Rd, Montgomery, IL 60538
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,524 sqft · built 1978 |
| Lot Size | 0.188 acres (8,209 sqft) |
| Owner | Individual Name on File |
| Last Sale | $192,000 (Jul 2006) |
| Tax Bill | $6,430 (2024) |
| Deeds & Mortgages | Feb 2026 Transfer Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-04-154-024 |
| Primary APN | 03-04-154-024 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,524 sqft Living Area |
| Gross Area | 1,964 sqft |
| 1st Floor Area | 1,524 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,209 sqft (0.188 acres) |
| Lot Dimensions | 125 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4 ROULOCK RD |
|---|---|
| City | MONTGOMERY |
| State | IL |
| Zip | 60538-2019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 60 & PT LOT 61 BOULDER HILL UNIT 29 |
| Legal Subdivision | BOULDER HILL |
| Legal Lot Number | 60,61 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 890202 |
4 Roulock Rd is owned and occupied by an individual who acquired it in February 2026.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 ROULOCK RD, MONTGOMERY, IL 60538-2019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 11, 2026 | Intrafamily Transfer, Transfer |
| Oct 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage OLD SECOND NATIONAL BANK |
| Jul 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2006 · Amount on File |
| Deed Sale | Jul 11, 2006 · Amount on File |
| Deed Document Number | 200620501 |
| Last Transfer Date | Feb 10, 2026 |
| Transfer Doc | 0000001956 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Feb 11, 2026 |
| Property Address | 4 ROULOCK RD, MONTGOMERY, IL 60538-2019 |
| Document Number | 0000001956 |
| Instrument Date | Feb 10, 2026 |
| Instrument | 202600001956 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 799 OXBOW AVE UNIT 110, 110, OSWEGO, IL 60543-8454 |
| Name | Verified Name |
|---|---|
| Address | 4 ROULOCK RD, MONTGOMERY, IL 60538-2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 4 ROULOCK RD, MONTGOMERY, IL 60538-2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Title Company | LAW TITLE INSURANCE |
| Name | Verified Name |
|---|
| Document Number | 0000027238 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 202100027238 |
| Name | OLD SECOND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | AURORA, IL 60506 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 208 Months |
| Due | Feb 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 4 ROULOCK RD, MONTGOMERY, IL 60538-2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019112 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 202100019112 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $99,449 (+14%) Land $25,832 Building $73,617 | $298,347 (+14%) Land $77,496 Building $220,851 | |
| 2024 | $6,430.00 | $87,236 Land $22,660 Building $64,576 | $261,708 Land $67,980 Building $193,728 |
| 2022 | $72,770 Land $18,902 Building $53,868 | $218,310 Land $56,706 Building $161,604 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4 Roulock Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1997–2019) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4 Roulock Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY serves 28,956 people · EPA ID IL0894690 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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