4 Ross Ln, Middleton, MA 01949 Property Records

Essex County and Middleton Town property record for 4 Ross Ln, Middleton, MA 01949

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 5,127 sqft · built 2010
Lot Size	2.28 acres (99,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jan 2010)
Tax Bill	$27,244 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`200628`

Property Details

APN / Parcel Number

Primary APN	`200628`
Alternative APNs	`MIDD M:0007 B:0000 L:0011 R` `MDLT M:0007 B:0000 L:0011 R`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,127 sqft Living Area
Gross Area	9,210 sqft
Basement Area	216 sqft
Unfinished Basement	216 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	99,700 sqft (2.28 acres)
Garage Type	Attached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	200628
Street Address	4 ROSS LN
City	MIDDLETON
State	MA
Zip	01949-1418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	MIDDLETON
Legal Lot Number	11 R
Jurisdiction	MIDDLETON MA
Township / Civil Division	MIDDLETON
Census Block Group	1
Census Block	1003
Census Tract	212101

Owner

Source: Essex County and Middleton Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 ROSS LN, MIDDLETON, MA 01949-1418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · ARM US BANK NA
Mar 19, 2018	Deed of Trust, Mortgage · Closed-End Mortgage BAYCOAST BANK
Jan 27, 2020	Quit Claim Deed, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2010 · Amount on Record
Deed Sale	Jan 7, 2010 · Amount on Record
Deed Book / Page	29201 / 106
Last Transfer Date	Jan 17, 2020
Transfer Doc	0000001700
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	4 ROSS LN, MIDDLETON, MA 01949-1418
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39681-248
Date	Mar 24, 2021
Book Page	39681/248
Instrument	20210324002330

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.63%
Type Change Date	Apr 1, 2031
Index	1-Year CMT

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	4 ROSS LN, MIDDLETON, MA 01949-1418
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36590-374
Date	Mar 19, 2018
Book Page	36590/374
Instrument	180319001520

Lender

Name	BAYCOAST BANK

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2038

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETON MA
Recording Date	Jan 27, 2020
Property Address	4 ROSS LN, MIDDLETON, MA 01949-1418
Document Number	38216-223
Book / Page	38216 / 223
Instrument Date	Jan 17, 2020
Instrument	20200127001700
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ROSS LN, MIDDLETON, MA 01949-1418

Mortgage

Document Number	38216-227
Date	Jan 27, 2020
Book Page	38216/227
Instrument	20200127001710

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Feb 1, 2030

Tax Assessment & Valuation

Source: Essex County and Middleton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Middleton Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Middleton School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$27,244.00 (+5.47%)	$2,163,900 (-0.39%) Land $589,800 Building $1,463,500	$2,068,749 (+16.04%)
2025	$25,830.00 (+9.17%)	$2,172,400 (+8.25%) Land $589,800 Building $1,582,600	$1,782,770
2024	$23,661.00 (+11.23%)	$2,006,900 (+21.42%) Land $503,400 Building $1,503,500
2023	$21,272.00	$1,652,800 Land $564,400 Building $1,088,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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