4 Rome Ln, Oxford, CT 06478 Property Records

Oxford Town property record for 4 Rome Ln, Oxford, CT 06478

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,548 sqft · built 1999
Lot Size	1.51 acres (65,776 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Aug 2018)
Tax Bill	$7,623 (2026)
Deeds & Mortgages	Jul 2025 Line of Credit Aug 2022 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`S0339000`

Property Details

APN / Parcel Number

Primary APN	`S0339000`
Alternative APNs	`OXFO M:22 B:67 L:S-15` `OXFD M:22 B:67 L:S-15`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,548 sqft Living Area
Gross Area	5,900 sqft
Basement Area	1,412 sqft
Unfinished Basement	1,412 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	65,776 sqft (1.51 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	S0339000
Street Address	4 ROME LN
City	OXFORD
State	CT
Zip	06478-6113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	67
Legal Lot Number	S-15
Jurisdiction	OXFORD CT
Township / Civil Division	OXFORD
Census Block Group	2
Census Block	2017
Census Tract	346102

Owner

Source: Oxford Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 ROME LN, OXFORD, CT 06478-6113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2025	Deed of Trust, Mortgage · Line of Credit CT FIREFIGHTERS FCU
Aug 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA
Nov 14, 2017	Deed of Trust, Mortgage CITIZENS BANK
Aug 26, 2019	Deed of Trust, Mortgage · VA Mortgage TOTAL MORTGAGE SERVICES LLC
Aug 10, 2020	Deed of Trust, Mortgage · VA Mortgage TOTAL MORTGAGE SERVICES LLC
Aug 1, 2018	Warranty Deed, Transfer · VA Mortgage TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2018 · Amount on Record
Deed Sale	Aug 1, 2018 · Amount on Record
Prior Sale	Jul 15, 1999 · Amount on Record
Deed Document Number	20181134750002
Deed Book / Page	424 / 938
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	4 ROME LN, OXFORD, CT 06478-6113
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000479-867
Date	Jul 30, 2025
Book Page	479/867
Instrument	1294430017

Lender

Name	CT FIREFIGHTERS FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2040

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	4 ROME LN, OXFORD, CT 06478-6113
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000461-881
Date	Aug 2, 2022
Book Page	461/881

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2047

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	4 ROME LN, OXFORD, CT 06478-6113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	419-1125
Date	Nov 14, 2017
Book Page	419/1125
Instrument	926080006

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	4 ROME LN, OXFORD, CT 06478-6113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	431-1020
Date	Aug 26, 2019
Book Page	431/1020
Instrument	1156730012

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	4 ROME LN, OXFORD, CT 06478-6113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	440-241
Date	Aug 10, 2020
Book Page	440/241
Instrument	1178030012

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OXFORD CT
Recording Date	Aug 1, 2018
Property Address	4 ROME LN, OXFORD, CT 06478-6113
Document Number	424-938
Book / Page	424 / 938
Instrument	1134750002
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$58.62
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	4240940
Date	Aug 1, 2018
Instrument	00424/0940

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Oxford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,623.00 (+2.71%)	$370,930 (-) Land $78,190 Building $292,740	$658,857 (+153.75%)
2025	$7,422.00	$370,930 (+44.56%) Land $78,190 Building $292,740	$259,651 Land $54,733 Building $204,918
2024	$7,422.00 (+18.02%)
2023	$6,289.00	$256,600 Land $85,100 Building $171,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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