4 Rolling Rd, Chestertown, MD 21620 Property Records

Kent County property record for 4 Rolling Rd, Chestertown, MD 21620

Property Summary

Property Type	Single Family Home
Details	1 ba · 975 sqft · built 1961
Lot Size	0.209 acres (9,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Jun 2020)
Tax Bill	$2,419 (2026)
Deeds & Mortgages	Nov 2025 Second Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-009622`

Property Details

APN / Parcel Number

Primary APN	`04-009622`
Alternative APNs	`4009622` `009622`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	975 sqft Total Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	9,100 sqft (0.209 acres)
Shed	1 Shed
Shed Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	009622
Street Address	4 ROLLING RD
City	CHESTERTOWN
State	MD
Zip	21620-1400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 4 4 ROLLING RD D & H DEVELOPMENT
Legal Subdivision	COLLEGE HEIGHTS
Legal Lot Number	4
Jurisdiction	KENT MD
Township / Civil Division	4, CHESTERTOWN
Census Block Group	2
Census Block	2001
Census Tract	950300

Owner

Source: Kent County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 ROLLING RD, CHESTERTOWN, MD 21620-1400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BUTTON FINANCE INC
Nov 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage APEX HOME LOANS INC
May 1, 2020	Grant Deed, Transfer · FHA Mortgage APEX HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2020 · Amount on Record
Deed Sale	Jun 4, 2020 · Amount on Record
Prior Sale	Jan 23, 2004 · Amount on Record
Deed Book / Page	1063 / 160
Last Transfer Date	Sep 16, 2021
Transfer Doc	0012030288
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	4 ROLLING RD, CHESTERTOWN, MD 21620-1400
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014630207
Date	Nov 6, 2025
Book Page	1463/207

Lender

Name	BUTTON FINANCE INC
Type	Mortgage Company
Address	WHITE PLAINS, NY 10606

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MD
Recording Date	Nov 1, 2021
Property Address	4 ROLLING RD, CHESTERTOWN, MD 21620-1400
Document Number	0012030288
Book / Page	1203 / 288
Map Reference	LB WHG73 FO 386
Instrument Date	Sep 16, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CROWN TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4 ROLLING RD, CHESTERTOWN, MD 21620-1400

Mortgage

Document Number	0001203293
Date	Nov 1, 2021
Instrument	1203/293

Lender

Name	APEX HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 1, 2036

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENT MD
Recording Date	May 1, 2020
Property Address	4 ROLLING RD, CHESTERTOWN, MD 21620-1400
Document Number	0010630160
Book / Page	001063 / 000160
Instrument Date	May 1, 2020
Transaction Type	Transfer
Record Updated	Aug 3, 2020
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4 ROLLING RD CHESTERTOWN MD 216201400, CHESTERTOWN, MD 21620-1400

Mortgage

Document Number	10630165
Date	May 1, 2020
Book Page	001063/000165

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20850

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2050

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Municipality	Chestertown Town
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,419.00 (+10.51%)	$154,367 (+10.5%)	$183,700 (+31.5%) Land $81,900 Building $101,800
2025	$2,189.00 (+5.65%)	$139,700 (+3.25%) Land $81,900 Building $57,800	$139,700 (-) Land $81,900 Building $57,800
2023	$2,072.00	$135,300	$139,700 Land $81,900 Building $57,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	8 (1983–2003)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESTERTOWN serves 5,400 people · EPA ID MD0140002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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