Ocean County and Ship Bottom Borough property record for 4 Roberts Dr, Ship Bottom, NJ 08008
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,584 sqft · built 1986 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $731,250 (Apr 2006) |
| Tax Bill | $9,068 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Sep 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 29-00016-0000-00001-02 |
| Primary APN | 29-00016-0000-00001-02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,584 sqft Living Area |
| Gross Area | 2,544 sqft |
| Basement Area | 960 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Roof Material | Asbestos |
| Lot Area | 5,401 sqft (0.124 acres) |
| Lot Dimensions | 90 ft deep x 60 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 4 ROBERTS DR |
|---|---|
| City | SHIP BOTTOM |
| State | NJ |
| Zip | 08008-4275 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 60X90 |
| Legal Block | 16 |
| Legal Lot Number | 1.2 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | SHIP BOTTOM |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 739000 |
Source: Ocean County and Ship Bottom Borough records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 25 HANOVER RD, MOUNTAIN LAKES, NJ 07046-1003 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 8, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GARDEN STATE HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2006 · Amount on Record |
| Deed Sale | Apr 24, 2006 · Amount on Record |
| Prior Sale | Apr 11, 2006 · Amount on Record |
| Deed Document Number | 200669550 |
| Deed Book / Page | 13137 / 28 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 4 ROBERTS DR, SHIP BOTTOM, NJ 08008-4275 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 25 HANOVER RD, MOUNTAIN LAKES, NJ 07046-1003 |
| Document Number | 0192960902 |
|---|---|
| Date | Feb 8, 2023 |
| Book Page | 19296/902 |
| Instrument | 2023010117 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jan 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 4 ROBERTS DR, SHIP BOTTOM, NJ 08008-4275 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2021 |
| Title Company | WINTER TITLE AGENCY INC, HUNTER TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0186910772 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 18691/772 |
| Instrument | 2021137550 |
| Name | GARDEN STATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 97 Months |
| Due | Oct 1, 2029 |
Source: Ocean County and Ship Bottom Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Ship Bottom Borough |
| Elementary School District | Long Beach Island School District (KG - 06) |
| Secondary School District | Southern Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $730,700 (-) Land $473,800 Building $256,900 | $730,700 (-) Land $473,800 Building $256,900 | |
| 2025 | $9,068.00 (+3%) | $730,700 (-) Land $473,800 Building $256,900 | $730,700 (-) Land $473,800 Building $256,900 |
| 2024 | $8,804.00 (+13.78%) | ||
| 2023 | $730,700 Land $473,800 Building $256,900 | $730,700 Land $473,800 Building $256,900 | |
| 2022 | $7,738.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 376 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 416 units insured incl. 40 condo units |
| Nearby Flood Claims | 784 (1979–2025) |
| Claims Outside the SFHA | 1 of 784 |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHIP BOTTOM WATER DEPART serves 15,000 people · EPA ID NJ1528001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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