Cabell County property record for 4 Riverwalk Dr, Ona, WV 25545
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,286 sqft · built 2015 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $463,000 (Oct 2021) |
| Tax Bill | $4,230 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Apr 2014 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-10-0021.0018 |
| Primary APN | 01-10-0021.0018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,286 sqft Living Area |
| 1st Floor Area | 3,008 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Lot Area | 23,958 sqft (0.55 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4 RIVERWALK DR |
|---|---|
| City | ONA |
| State | WV |
| Zip | 25545-9587 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 162 BRECKENRIDGE SUB 4 RIVERWALK DR ONA C/F 10/21 2015 TAX YR |
| Legal Subdivision | BRECKENRIDGE SUB |
| Legal Lot Number | 162 |
| Jurisdiction | CABELL WV |
| Township / Civil Division | 2 |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 10600 |
Source: Cabell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 RIVERWALK DR, ONA, WV 25545-9587 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL CO |
| Apr 14, 2014 | Deed of Trust, Mortgage · Line of Credit PUTNAM COUNTY BANK |
| Dec 19, 2022 | Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Oct 20, 2021 | Deed, Transfer |
| Jul 9, 2019 | Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2021 · Amount on Record |
| Deed Sale | Oct 20, 2021 · Amount on Record |
| Prior Sale | Jul 9, 2019 · Amount on Record |
| Deed Document Number | 20216112288 |
| Deed Book / Page | 1452 / 404 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABELL WV |
| Property Address | 4 RIVERWALK DR, ONA, WV 25545-9587 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 002842/533 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | 2842/533 |
| Instrument | 6099369 |
| Name | CARDINAL FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABELL WV |
| Property Address | 4 RIVERWALK DR, ONA, WV 25545-9587 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002526/451 |
|---|---|
| Date | Apr 14, 2014 |
| Book Page | 2526/451 |
| Name | PUTNAM COUNTY BANK |
|---|---|
| Address | HURRICANE, WV 25526 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 189 Months |
| Due | Jan 11, 2030 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CABELL WV |
| Recording Date | Dec 19, 2022 |
| Property Address | 4 RIVERWALK DR, ONA, WV 25545-9587 |
| Document Number | 001477/186 |
| Book / Page | 1477 / 186 |
| Map Reference | DB 1306 PG 157 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 6151445 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,217.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 114 SUMMIT DR, HUNTINGTON, WV 25705-3715 |
| Document Number | 0006151446 |
|---|---|
| Date | Dec 19, 2022 |
| Instrument | 6151446 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CABELL WV |
| Recording Date | Oct 20, 2021 |
| Property Address | 4 RIVERWALK DR, ONA, WV 25545-9587 |
| Document Number | 001452/404 |
| Book / Page | 1452 / 404 |
| Map Reference | DB 1381 PG 407 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 6112288 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,546.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 RIVERWALK DR, ONA, WV 25545-9587 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABELL WV |
| Recording Date | Jul 9, 2019 |
| Property Address | 4 RIVERWALK DR, ONA, WV 25545-9587 |
| Document Number | 001408/282 |
| Book / Page | 1408 / 282 |
| Map Reference | DB 1306 PG 157 |
| Instrument Date | Jun 26, 2019 |
| Instrument | 6023625 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | BESTITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,695.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0006023626 |
|---|---|
| Date | Jul 9, 2019 |
| Instrument | 6023626 |
| Name | JP MORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Cabell County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Cabell County |
| Unified School District | Cabell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,230.00 (+9.59%) | $312,180 (+10.63%) Land $94,440 Building $217,740 | $520,300 (+10.63%) Land $157,400 Building $362,900 |
| 2025 | $3,860.00 (+19.21%) | $282,180 (+19.67%) Land $86,280 Building $195,900 | $470,300 (+19.67%) Land $143,800 Building $326,500 |
| 2023 | $3,238.00 (-18.15%) | $235,800 (-17.59%) Land $71,280 Building $164,520 | $393,000 (-17.59%) Land $118,800 Building $274,200 |
| 2022 | $3,956.00 | $286,140 Land $71,280 Building $214,860 | $476,900 Land $118,800 Building $358,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Mar 1997 · Heavy & Wind Driven Rain, High Winds,flooding,slides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 44% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WVAWC - HUNTINGTON DIST private · serves 98,647 people · EPA ID WV3300608 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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