4 Rivers Edge Dr, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 4 Rivers Edge Dr, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,202 sqft · built 1995
Lot Size	1.34 acres (58,541 sqft)
Owner	Company Name on Record
Last Sale	$237,900 (Nov 1995)
Tax Bill	$9,610 (2026)
Deeds & Mortgages	May 2023 Transfer Apr 2020 Mortgage
Flood Zone	Zone A (high risk)
APN	`ROWL M:0010 B:0003 L:00052`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0010 B:0003 L:00052`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,202 sqft Living Area
Gross Area	5,174 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	58,541 sqft (1.34 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4 RIVERS EDGE DR
City	ROWLEY
State	MA
Zip	01969-1913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OUT
Legal Subdivision	RIVERS EDGE RAWLEY
Legal Block	3
Legal Lot Number	52
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	3
Census Block	3012
Census Tract	270100

Owner

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4 RIVERS EDGE DR, ROWLEY, MA 01969-1913
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 8, 2020	Deed of Trust, Mortgage · Balloon Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 1995 · Amount on Record
Deed Sale	Nov 30, 1995 · Amount on Record
Deed Book / Page	13303 / 595
Last Transfer Date	May 11, 2023
Transfer Doc	041571-330
Record Updated	Oct 29, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	May 19, 2023
Property Address	4 RIVERS EDGE DR, ROWLEY, MA 01969-1913
Document Number	041571-330
Book / Page	41571 / 330
Instrument Date	May 11, 2023
Instrument	20230519001350
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RIVERS EDGE DR, ROWLEY, MA 01969-1913

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	4 RIVERS EDGE DR, ROWLEY, MA 01969-1913
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38402-296
Date	Apr 8, 2020
Book Page	38402/296
Instrument	20200408000550

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,610.00 (+2.48%)	$794,900 (-0.23%) Land $316,200 Building $478,700	$809,336 (-4.95%)
2025	$9,377.00 (+1.86%)	$796,700 (+4.72%) Land $301,300 Building $495,400	$851,485
2024	$9,206.00 (+1.96%)	$760,800 (+9.7%) Land $287,000 Building $473,800
2023	$9,029.00	$693,500 Land $249,400 Building $444,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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