4 Rivers Edge Dr, Colts Neck, NJ 07722 Property Records

Monmouth County and Colts Neck Township property record for 4 Rivers Edge Dr, Colts Neck, NJ 07722

Property Summary

Property TypeSingle Family Home
Details7 bd · 5.5 ba · 5,468 sqft · built 1993
Lot Size1.93 acres (84,071 sqft)
OwnerIndividual Name on File
Last Sale$2,750,000 (May 2026)
Tax Bill$24,849 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Mar 2021 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN10-00035-0000-00022-25

Property Details

APN / Parcel Number

Primary APN10-00035-0000-00022-25
Alternative APN
  • 10000350000000220025

Interior

Bedrooms7 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area5,468 sqft Living Area
1st Floor Area3,144 sqft
Upper Floors Area2,524 sqft
AtticAttic
Attic Area566 sqft
Basement Area2,944 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeBlock
Roof TypeHip
Roof MaterialOther
Lot Area84,071 sqft
Garage Area566 sqft
Parking Spaces3 Parking Spaces
Pool Area1,104 sqft
Patio Area1,806 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4 RIVERS EDGE DR
CityCOLTS NECK
StateNJ
Zip07722-1371
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF80
Legal DescriptionINCL BLK 35 LOTS 22-25 & 22 NIT 1A
Legal SubdivisionRIVERS EDGE ESTATES SEC 01 & 0
Legal Block35
Legal Lot Number22.25
JurisdictionMONMOUTH NJ
Township / Civil DivisionCOLTS NECK
Census Block Group1
Census Block1009
Census Tract809902

Owner

4 Rivers Edge Dr is owned and occupied by an individual who bought it in May 2026.

Source: Monmouth County and Colts Neck Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4 RIVERS EDGE DR, COLTS NECK, NJ 07722-1371
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 27, 2026Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK
Mar 19, 2021Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Mar 19, 2021Deed of Trust, Mortgage · Closed-End Mortgage
PNC BANK NA
Nov 22, 2019Deed of Trust, Mortgage · Line of Credit
PNC BK
Nov 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
PNC BK NATL ASSN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 27, 2026 · Amount on File
Deed SaleMay 27, 2026 · Amount on File
Deed Document Number202642596
Deed Book / Page9794 / 9877
Record UpdatedOct 29, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateMay 27, 2026
Property Address4 RIVERS EDGE DR, COLTS NECK, NJ 07722-1371
Document Number0000042596
Book / Page9794 / 9877
Instrument DateMay 15, 2026
Instrument202642596
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyLAND TITLE, ACRES LAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$694,375.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 RIVERS EDGE DR, COLTS NECK, NJ 07722-1371

Mortgage

Document Number0000042597,
DateMay 27, 2026
Instrument202642597
Lender
NameJPMORGAN CHASE BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.5%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address4 RIVERS EDGE DR, COLTS NECK, NJ 07722-1371
Transaction TypeMortgage
Record UpdatedApr 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0094923059
DateMar 19, 2021
Book Page9492/3059
Instrument2021043431
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address4 RIVERS EDGE DR, COLTS NECK, NJ 07722-1371
Transaction TypeMortgage
Record UpdatedApr 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0094923200
DateMar 19, 2021
Book Page9492/3200
Instrument2021043472
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeClosed-End Mortgage
AmountAmount on Record

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address4 RIVERS EDGE DR, COLTS NECK, NJ 07722-1371
Document Number0000009041
Instrument DateNov 22, 2019
Transaction TypeMortgage
Record UpdatedFeb 18, 2020
Title CompanySOUTHWEST FINANCIAL, SWF

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 RIVERS EDGE DR COLTS NECK NJ 077221371, COLTS NECK, NJ 07722-1371

Mortgage

Document Number0000009041
DateJan 24, 2020
Book Page009393/000372
Instrument9041
Lender
NamePNC BK
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address4 RIVERS EDGE DR, COLTS NECK, NJ 07722-1371
Document Number0000002808
Instrument DateNov 22, 2019
Transaction TypeMortgage
Record UpdatedFeb 4, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 RIVERS EDGE DR COLTS NECK NJ 077221371, COLTS NECK, NJ 07722-1371

Mortgage

Document Number0000002808
DateJan 8, 2020
Book Page009389/009600
Instrument2808
Lender
NamePNC BK NATL ASSN
AddressPITTSBURGH, PA 15222
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4 Rivers Edge Dr was $24,849, up 1.4% from the year before.

Source: Monmouth County and Colts Neck Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionColts Neck Township
Elementary School DistrictColts Neck Township School District (KG - 08)
Secondary School DistrictFreehold Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,005,500 (+12.5%) Land $760,800 Building $1,244,700$2,005,500 (+12.5%) Land $760,800 Building $1,244,700
2025$24,849.00 (+1.37%)$1,782,600 Land $640,800 Building $1,141,800$1,782,600 Land $640,800 Building $1,141,800
2024$24,514.00
2023$1,585,200 Land $548,300 Building $1,036,900$1,585,200 Land $548,300 Building $1,036,900
2022$25,152.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Rivers Edge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1978–2021)
Claims Outside the SFHA2 of 3
Most Recent ClaimOct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Rivers Edge Dr is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 62% of New Jersey
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Optimum
Cable · Fiber in parts of the area
940 / 35
T-Mobile
Fixed Wireless
100 / 20

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