Chatham County property record for 4 Rivers Bend Dr, Savannah, GA 31406
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,315 sqft · built 1978 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $171,000 (Jan 2019) |
| Tax Bill | $1,993 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-0520-10-003 |
| Primary APN | 1-0520-10-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,315 sqft Living Area |
| 1st Floor Area | 1,315 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 144 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 4 RIVERS BEND DR |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31406-8203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 2 PHASE 1 RIVERS BEND |
| Legal Subdivision | RIVERS BEND |
| Legal Phase | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11008 |
4 Rivers Bend Dr is owned and occupied by an individual who bought it in January 2019.
Source: Chatham County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 RIVERS BEND DR, SAVANNAH, GA 31406-8203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE |
| Jan 4, 2019 | Warranty Deed, Transfer · FHA Mortgage UNITED COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2019 · Amount on File |
| Deed Sale | Jan 4, 2019 · Amount on File |
| Prior Sale | Aug 10, 2007 · Amount on File |
| Deed Document Number | 201998 |
| Deed Book / Page | 1527 / 8 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 4 RIVERS BEND DR, SAVANNAH, GA 31406-8203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4 RIVERS BEND DR, SAVANNAH, GA 31406-8203 |
| Document Number | 0000001975/0000000729 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 0000001975/0000000729 |
| Instrument | 032417980017 |
| Name | UNITED WHOLESALE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Jan 4, 2019 |
| Property Address | 4 RIVERS BEND DR, SAVANNAH, GA 31406-8203 |
| Document Number | 0015270008 |
| Book / Page | 1527 / 8 |
| Instrument Date | Jan 4, 2019 |
| Instrument | 2019-000098 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 RIVERS BEND DR, SAVANNAH, GA 31406-8203 |
| Document Number | 0000001527/0000000011 |
|---|---|
| Date | Jan 7, 2019 |
| Book Page | 0000001527/0000000011 |
| Instrument | 031453690012 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2049 |
The 2025 property tax bill for 4 Rivers Bend Dr was $1,993.
Source: Chatham County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $113,160 (+1.91%) Land $26,000 Building $87,160 | $282,900 (+1.91%) Land $65,000 Building $217,900 | |
| 2025 | $1,993.00 Homeowner's exemption | $111,040 Land $26,000 Building $85,040 | $277,600 Land $65,000 Building $212,600 |
| 2023 | $98,040 (+36.7%) Land $19,200 Building $78,840 | $245,100 (+36.7%) Land $48,000 Building $197,100 | |
| 2022 | $1,759.00 | $71,720 Land $15,560 Building $56,160 | $179,300 Land $38,900 Building $140,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4 Rivers Bend Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Rivers Bend Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 86% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARSH POINT HOMES private · serves 497 people · EPA ID GA0510047 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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