4 Riverfront, Newbury, MA 01951 Property Records

Essex County and Newbury Town property record for 4 Riverfront, Newbury, MA 01951

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,016 sqft · built 2002
Lot Size	0.438 acres (19,062 sqft)
Owner	2 Individual Names on File
Last Sale	$67,200 (Oct 1997)
Tax Bill	$9,518 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`NEWB M:0R11 B:0000 L:00062`

Property Details

APN / Parcel Number

Primary APN	`NEWB M:0R11 B:0000 L:00062`
Alternative APN	`NBRY M:0R11 B:0000 L:00062`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,016 sqft Living Area
Gross Area	4,342 sqft
Basement Area	966 sqft
Unfinished Basement	966 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,062 sqft (0.438 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4 RIVERFRONT
City	NEWBURY
State	MA
Zip	01951-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR4
Legal Lot Number	62
Jurisdiction	NEWBURY MA
Township / Civil Division	NEWBURY
Census Block Group	2
Census Block	2040
Census Tract	269100

Owner

4 Riverfront is owned and occupied by two individuals who bought it in October 1997.

Source: Essex County and Newbury Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 RIVERFRONT, NEWBURY, MA 01951-2408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · ARM NEWBURYPORT FIVE CENTS SAVINGS BANK
Jan 23, 2019	Deed of Trust, Mortgage · ARM NEWBURYPORT FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 1997 · Amount on File
Deed Sale	Oct 3, 1997 · Amount on File
Deed Book / Page	14355 / 189
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	4 RIVERFRONT, NEWBURY, MA 01951-2408
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039997-498
Date	Jun 21, 2021
Book Page	39997/498
Instrument	20210621001330

Lender

Name	NEWBURYPORT FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.63%
Type Change Date	Jul 1, 2026
Index	1-Year CMT

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	4 RIVERFRONT, NEWBURY, MA 01951-2408
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37287-240
Date	Jan 23, 2019
Book Page	37287/240
Instrument	20190123001050

Lender

Name	NEWBURYPORT FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Feb 1, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 4 Riverfront was $9,518, up 11.2% from the year before.

Source: Essex County and Newbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Newbury Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,518.00 (+11.23%)	$1,277,600 (+14.67%) Land $861,000 Building $416,600	$1,266,332
2024	$8,557.00 (-1.85%)	$1,114,200 (+10.81%) Land $720,600 Building $393,600
2023	$8,718.00	$1,005,500 Land $655,100 Building $350,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Riverfront in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 355 policies
Nearby Flood Policies	355 in force
Nearby Flood Claims	61 (1978–2025)
Claims Outside the SFHA	3 of 61
Most Recent Claim	Oct 2025 · other causes
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 3 claims Coastal Storm, Oct 1991 · 8 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Riverfront is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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