4 River Rd, Savoy, MA 01256 Property Records

Berkshire County and Savoy Town property record for 4 River Rd, Savoy, MA 01256

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 693 sqft · built 1870
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Dec 2020)
Tax Bill	$2,498 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jul 2018 Sale & Mortgage
APN	`SAVO M:416 L:51-0`

Property Details

APN / Parcel Number

Primary APN	`SAVO M:416 L:51-0`
Alternative APN	`M:014 B:005 L:29`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	693 sqft Living Area
Gross Area	1,768 sqft
Basement Area	693 sqft
Unfinished Basement	693 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 2010
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	4 RIVER RD
City	SAVOY
State	MA
Zip	01256-9363
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	51-0
Jurisdiction	SAVOY MA
Township / Civil Division	SAVOY
Census Block Group	2
Census Block	2033
Census Tract	931300

Owner

Source: Berkshire County and Savoy Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 RIVER RD, SAVOY, MA 01256-9363
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EASTHAMPTON SAVINGS BANK
Jul 24, 2018	Quit Claim Deed, Transfer ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2020 · Amount on Record
Deed Sale	Dec 18, 2020 · Amount on Record
Prior Sale	Jul 24, 2018 · Amount on Record
Deed Book / Page	1736 / 662
Record Updated	Jun 8, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAVOY MA
Recording Date	Dec 18, 2020
Property Address	4 RIVER RD, SAVOY, MA 01256-9363
Document Number	1736-662
Book / Page	1736 / 662
Instrument Date	Dec 18, 2020
Instrument	7546
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RIVER RD, SAVOY, MA 01256-9363

Mortgage

Document Number	7547
Date	Dec 18, 2020
Instrument	7547

Lender

Name	EASTHAMPTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Type Change Date	Jan 1, 2028
Max Rate At Change	2.75%
Index	3-Year CMT

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAVOY MA
Recording Date	Jul 24, 2018
Property Address	4 RIVER RD, SAVOY, MA 01256-9363
Document Number	1660-398
Book / Page	1660 / 398
Instrument	4294
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.34
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RIVER RD, SAVOY, MA 01256-9363

Mortgage

Document Number	16600401
Date	Jul 24, 2018
Instrument	01660/0401

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2048

Tax Assessment & Valuation

Source: Berkshire County and Savoy Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Savoy Town
Elementary School District	Savoy School District (PK - 06)
Secondary School District	Hoosac Valley School District in Savoy (7-12) (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,498.00 (+22.15%)	$150,300 (+0.6%) Land $28,000 Building $122,300
2023	$2,045.00	$149,400 Land $24,400 Building $125,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on River Rd

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