4 River Rd, Merrimac, MA 01860 Property Records

Essex County and Merrimac Town property record for 4 River Rd, Merrimac, MA 01860

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,313 sqft · built 1806
Lot Size	2.86 acres (124,582 sqft)
Owner	2 Trust Names on File
Last Sale	$16,100 (Aug 1977)
Tax Bill	$11,138 (2026)
Deeds & Mortgages	Dec 2025 Transfer Dec 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MERR M:0053 B:0001 L:00004`

Property Details

APN / Parcel Number

Primary APN	`MERR M:0053 B:0001 L:00004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,313 sqft Living Area
Gross Area	8,300 sqft
Basement Area	1,140 sqft
Unfinished Basement	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1806
Effective Year Built	Effective 1806
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	124,582 sqft (2.86 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	4 RIVER RD
City	MERRIMAC
State	MA
Zip	01860-2228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Block	1
Legal Lot Number	4
Jurisdiction	MERRIMAC MA
Township / Civil Division	MERRIMAC
Census Block Group	4
Census Block	4030
Census Tract	262100

Owner

4 River Rd is owner-occupied and held in a trust since July 2025.

Source: Essex County and Merrimac Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4 RIVER RD, MERRIMAC, MA 01860-2228
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Quit Claim Deed, Transfer Quitclaim
Dec 2, 2025	Quit Claim Deed, Transfer Quitclaim
Dec 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 1977 · Amount on File
Deed Sale	Aug 19, 1977 · Amount on File
Deed Book / Page	6383 / 729
Last Transfer Date	Jul 9, 2025
Transfer Doc	043103-320
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERRIMAC MA
Recording Date	Dec 2, 2025
Property Address	4 RIVER RD, MERRIMAC, MA 01860-2228
Document Number	043103-322
Book / Page	43103 / 322
Instrument Date	Jul 9, 2025
Instrument	20251202002760
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RIVER RD, MERRIMAC, MA 01860-2228

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERRIMAC MA
Recording Date	Dec 2, 2025
Property Address	4 RIVER RD, MERRIMAC, MA 01860-2228
Document Number	043103-320
Book / Page	43103 / 320
Instrument Date	Jul 9, 2025
Instrument	20251202002750
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RIVER RD, MERRIMAC, MA 01860-2228

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERRIMAC MA
Recording Date	Dec 27, 2017
Property Address	4 RIVER RD, MERRIMAC, MA 01860-2228
Document Number	36436-30
Book / Page	036436 / 000030
Instrument Date	Dec 19, 2017
Instrument	1712274000
Transaction Type	Transfer
Record Updated	Jan 16, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RIVER RD MERRIMAC MA 018602228, MERRIMAC, MA 01860-2228

Tax Assessment & Valuation

The 2026 property tax bill for 4 River Rd was $11,138, down 28.5% from the year before.

Source: Essex County and Merrimac Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Merrimac Town
Unified School District	Pentucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,138.00 (-28.47%)	$844,400 (-28.15%) Land $410,600 Building $433,800	$848,379 (-19.83%)
2025	$15,571.00 (-1.16%)	$1,175,200 (+0.71%) Land $495,700 Building $679,500	$1,058,205
2024	$15,753.00 (+11.08%)	$1,166,900 (+21.53%) Land $495,300 Building $671,600
2023	$14,182.00	$960,200 Land $379,400 Building $580,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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