4 River Ct, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 4 River Ct, Ipswich, MA 01938

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,567 sqft · built 1890
Lot Size	0.053 acres (2,310 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Apr 2013)
Tax Bill	$4,792 (2026)
Deeds & Mortgages	Dec 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`IPSW M:42C B:007A L:0`

Property Details

APN / Parcel Number

Primary APN	`IPSW M:42C B:007A L:0`
Alternative APN	`4579`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,567 sqft Living Area
Gross Area	3,052 sqft
Basement Area	667 sqft
Unfinished Basement	667 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,310 sqft (0.053 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4579
Street Address	4 RIVER CT
City	IPSWICH
State	MA
Zip	01938-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1R
Legal Block	7A
Jurisdiction	IPSWICH MA
Township / Civil Division	IPSWICH
Census Block Group	1
Census Block	1018
Census Tract	223200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ipswich Mills Historic District listed 1996 · 84 contributing resources · NRIS 96000923

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4 River Ct is owned and occupied by two individuals who bought it in April 2013.

Source: Essex County and Ipswich Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 RIVER CT, IPSWICH, MA 01938-2126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2013 · Amount on File
Deed Sale	Apr 16, 2013 · Amount on File
Prior Sale	Aug 1, 2005 · Amount on File
Deed Book / Page	32383 / 81
Transfer Doc	0032383-81
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	4 RIVER CT, IPSWICH, MA 01938-2126
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042509-68
Date	Dec 30, 2024
Book Page	42509/68
Instrument	20241230000330

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Type Change Date	Jan 1, 2032
Index	Other

Tax Assessment & Valuation

The 2026 property tax bill for 4 River Ct was $4,792.

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Ipswich Town
Unified School District	Ipswich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,792.00	$444,500 (+3.42%) Land $155,600 Building $288,900	$586,551 (+15.64%)
2025	$4,792.00 (-0.21%)	$429,800 (+1.85%) Land $146,600 Building $283,200	$507,205
2024	$4,802.00 (+7.16%)	$422,000 (+15.17%) Land $175,600 Building $246,400
2023	$4,481.00	$366,400 Land $144,800 Building $221,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 River Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	7 (1991–2010)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 River Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IPSWICH DPU WATER DEPT serves 13,138 people · EPA ID MA3144000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20