4 Riparian Loop, Gansevoort, NY 12831 Property Records

Saratoga County and Moreau Town property record for 4 Riparian Loop, Gansevoort, NY 12831

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,244 sqft · built 2005
Lot Size1.15 acres (50,094 sqft)
Owner2 Individual Names on Record
Last Sale$485,000 (Jul 2022)
Tax Bill$6,539 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Feb 2021 Sale & Mortgage
APN414489 62.-5-38

Property Details

APN / Parcel Number

Primary APN414489 62.-5-38
Alternative APN
  • 448906200000050380000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,244 sqft Living Area
1st Floor Area1,138 sqft
2nd Floor Area1,106 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area50,094 sqft (1.15 acres)
Lot Width183 ft Width
Garage TypeAttached
Garage Area768 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4 RIPARIAN LOOP
CityGANSEVOORT
StateNY
Zip12831-1084
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal Block5
Legal Lot Number38.000
JurisdictionSARATOGA NY
Township / Civil DivisionMOREAU
Census Block Group2
Census Block2005
Census Tract60103

Owner

Source: Saratoga County and Moreau Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 RIPARIAN LOOP, GANSEVOORT, NY 12831-1084
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2022Warranty Deed, Transfer · VA Mortgage
GR AFFINITY LLC
Feb 9, 2021Warranty Deed, Transfer · FHA Mortgage
BOND STREET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2022 · Amount on Record
Deed SaleJul 19, 2022 · Amount on Record
Prior SaleFeb 9, 2021 · Amount on Record
Deed Document Number202223494
Prior Transfer DateNov 4, 2009
Prior Transfer Doc0020090000039757
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARATOGA NY
Recording DateJul 19, 2022
Property Address4 RIPARIAN LOOP, GANSEVOORT, NY 12831-1084
Document Number0000023494
Instrument DateJul 11, 2022
Instrument2022023494
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address77A EXCELSIOR AVE, SARATOGA SPRINGS, NY 12866-8688

Mortgage

Document Number0000023495
DateJul 19, 2022
Instrument2022023495
Lender
NameGR AFFINITY LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARATOGA NY
Recording DateFeb 9, 2021
Property Address4 RIPARIAN LOOP, GANSEVOORT, NY 12831-1084
Document Number0000004861
Instrument DateFeb 4, 2021
Instrument2021004861
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address121 SPRINGBROOK TRL, SPARTA, NJ 07871-2129

Mortgage

Document Number0000004862
DateFeb 9, 2021
Instrument2021004862
Lender
NameBOND STREET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Saratoga County and Moreau Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountySaratoga County
County SubdivisionMoreau Town
Unified School DistrictSouth Glens Falls Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,539.00$534,000 (+17.36%) Land $85,000 Building $449,000$534,000 (+17.36%) Land $85,000 Building $449,000
2023$455,000 Land $65,000 Building $390,000$455,000 Land $65,000 Building $390,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Hudson Valley Wireless
Fixed Wireless
200 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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