St. Charles County property record for 4 Riesling Ct, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,412 sqft · built 1987 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $246,300 (Mar 2019) |
| Tax Bill | $4,417 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Jul 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A870002739 |
| Primary APN | A870002739 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,412 sqft Living Area |
| Gross Area | 4,036 sqft |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,224 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A870002739 |
|---|---|
| Street Address | 4 RIESLING CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-1428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VINEYARDS #1 LOT 180 |
| Legal Subdivision | VINEYARDS #1 |
| Legal Lot Number | 180 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 311132 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 RIESLING CT, SAINT CHARLES, MO 63304-1428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES NATIONAL BANK NA |
| Jul 10, 2019 | Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU |
| Mar 19, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage PEOPLES NATIONAL BANK NA |
| Jun 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2019 · Amount on Record |
| Deed Sale | Mar 19, 2019 · Amount on Record |
| Prior Sale | Jun 27, 2018 · Amount on Record |
| Deed Document Number | 2019119620 |
| Deed Book / Page | 7047 / 2265 |
| Prior Transfer Date | Feb 28, 2019 |
| Prior Transfer Doc | 0070472265 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4 RIESLING CT, SAINT CHARLES, MO 63304-1428 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0072931960 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 7293/1960 |
| Instrument | 20200513000307450 |
| Name | PEOPLES NATIONAL BANK NA |
|---|---|
| Type | Bank |
| Address | MOUNT VERNON, IL 62864 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4 RIESLING CT, SAINT CHARLES, MO 63304-1428 |
| Document Number | 0071120217 |
| Instrument Date | Jul 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2019 |
| Title Company | CTC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 RIESLING CT ST CHARLES MO 633041428, ST CHARLES, MO 63304-1428 |
| Document Number | 0071120217 |
|---|---|
| Date | Jul 26, 2019 |
| Book Page | 007112/000217 |
| Instrument | 385040 |
| Name | NEIGHBORS CU |
|---|---|
| Address | SAINT LOUIS, MO 63123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 25, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 19, 2019 |
| Property Address | 4 RIESLING CT, SAINT CHARLES, MO 63304-1428 |
| Document Number | 0070472265 |
| Book / Page | 7047 / 2265 |
| Map Reference | MB 26 PG 23-25 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 20190319000119620 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 RIESLING CT, SAINT CHARLES, MO 63304-1428 |
| Document Number | 20190319000119630 |
|---|---|
| Date | Mar 19, 2019 |
| Instrument | 20190319000119630 |
| Name | PEOPLES NATIONAL BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 27, 2018 |
| Property Address | 4 RIESLING CT, SAINT CHARLES, MO 63304-1428 |
| Document Number | 0069400313 |
| Book / Page | 6940 / 0313 |
| Map Reference | MB 26 PG 23-25 |
| Instrument Date | Jun 26, 2018 |
| Instrument | 20180627000358860 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4 RIESHNG CT, SAINT CHARLES, MO 63304 |
| Document Number | 20180627000358870 |
|---|---|
| Date | Jun 27, 2018 |
| Instrument | 20180627000358870 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $74,503 (-) | $392,123 (-) Land $65,000 Building $327,123 | |
| 2025 | $4,417.00 | $74,503 (+14.31%) | $392,123 (+14.31%) Land $65,000 Building $327,123 |
| 2023 | $65,179 | ||
| 2022 | $343,045 Land $55,000 Building $288,045 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 26 (1979–2019) |
| Claims Outside the SFHA | 1 of 26 |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 90% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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