4 Ridgewood Rd, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 4 Ridgewood Rd, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,900 sqft · built 1946
Lot Size	0.643 acres (28,000 sqft)
Owner	Individual Name on Record
Last Sale	$229,000 (Jun 2012)
Tax Bill	$6,723 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Nov 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MAP 27`

Property Details

APN / Parcel Number

Primary APN	`MAP 27`
Alternative APN	`WILB M:10050 B:4 L:4155`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,900 sqft Living Area
Gross Area	3,648 sqft
1st Floor Area	1,144 sqft
Basement Area	816 sqft
Unfinished Basement	406 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Colonial
Exterior Material	Brick
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	28,000 sqft (0.643 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	MAP 27
Street Address	4 RIDGEWOOD RD
City	WILBRAHAM
State	MA
Zip	01095-1908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R26
Legal Subdivision	PLAN 11956-1
Legal Block	4
Legal Lot Number	4155
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	2
Census Block	2008
Census Tract	813602

Owner

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4 RIDGEWOOD RD, WILBRAHAM, MA 01095-1908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MASSMUTUAL FEDERAL CREDIT UNION
Nov 27, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MASSMUTUAL FEDERAL CREDIT UNION
Jul 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA
Nov 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2012 · Amount on Record
Deed Sale	Jun 15, 2012 · Amount on Record
Prior Sale	Aug 10, 1998 · Amount on Record
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	4 RIDGEWOOD RD, WILBRAHAM, MA 01095-1908
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000234558
Date	Aug 16, 2023
Instrument	234558

Lender

Name	MASSMUTUAL FEDERAL CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2043

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	4 RIDGEWOOD RD, WILBRAHAM, MA 01095-1908
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000238377
Date	Nov 27, 2024
Instrument	238377

Lender

Name	MASSMUTUAL FEDERAL CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2044

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	4 RIDGEWOOD RD, WILBRAHAM, MA 01095-1908
Document Number	0000219539
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RIDGEWOOD RD WILBRAHAM MA 010951908, WILBRAHAM, MA 01095-1908

Mortgage

Document Number	0000219539
Date	Sep 18, 2019
Instrument	219539

Lender

Name	KEYBANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 17, 2039

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	4 RIDGEWOOD RD, WILBRAHAM, MA 01095-1908
Document Number	0000216757
Instrument Date	Nov 29, 2018
Transaction Type	Mortgage
Record Updated	Jan 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RIDGEWOOD RD WILBRAHAM MA 010951908, WILBRAHAM, MA 01095-1908

Mortgage

Document Number	0000216757
Date	Dec 10, 2018
Instrument	216757

Lender

Name	KEYBANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 9, 2038

Tax Assessment & Valuation

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,723.00 (+2.99%)	$385,300 (+5.53%) Land $90,700 Building $294,600	$422,049 (-9.35%)
2025	$6,528.00 (+0.14%)	$365,100 (+3.6%) Land $90,700 Building $274,400	$465,595 (+14.19%)
2024	$6,519.00 (+11.8%)	$352,400 (+13.02%) Land $90,700 Building $261,700	$407,740
2023	$5,831.00	$311,800 Land $90,700 Building $221,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1978–2005)
Most Recent Claim	Oct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILBRAHAM WATER DEPT (MWRA) serves 8,533 people · EPA ID MA1339000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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