4 Ridgeway Dr, Asheville, NC 28806 Property Records

Buncombe County property record for 4 Ridgeway Dr, Asheville, NC 28806

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1960
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$213,000 (Dec 2015)
Tax Bill	$2,684 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Nov 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`658612-2020-202`

Property Details

APN / Parcel Number

Primary APN	`658612-2020-202`
Alternative APNs	`9628-71-3316-00000` `962819712229000` `008261566`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,976 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Frame Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	56 sqft
Patio Area	200 sqft
Canopy	256 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	658612-2020-202
Street Address	4 RIDGEWAY DR
City	ASHEVILLE
State	NC
Zip	28806-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM6
Legal Description	SUBDIV: MARGIE C HAGAN PROP BLOCK: LOT: 1 SECTION: PLAT: 0031-0016
Legal Subdivision	MARGIE C HAGAN PROP
Legal Block	4
Legal Lot Number	1
Jurisdiction	BUNCOMBE NC
Township / Civil Division	ASHEVILLE
Census Block Group	4
Census Block	4018
Census Tract	1200

Owner

Source: Buncombe County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 RIDGEWAY DR, ASHEVILLE, NC 28806-1621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY CREDIT UNION
Nov 29, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2015 · Amount on Record
Deed Sale	Dec 22, 2015 · Amount on Record
Prior Sale	Apr 17, 2013 · Amount on Record
Deed Book / Page	5383 / 1764
Prior Transfer Date	Mar 19, 2014
Prior Transfer Doc	0052050735
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Oct 5, 2026
Property Address	4 RIDGEWAY DR, ASHEVILLE, NC 28806-1621
Document Number	6635000891
Book / Page	6635 / 891
Instrument Date	Sep 28, 2026
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4 RIDGEWAY DR, ASHEVILLE, NC 28806-1621

Mortgage

Document Number	6635000894,
Date	Oct 5, 2026
Book Page	6635/894

Lender

Name	COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	4 RIDGEWAY DR, ASHEVILLE, NC 28806-1621
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061530994
Date	Nov 29, 2021
Book Page	6153/994

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Asheville City
Unified School District	Asheville City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,684.00 (+6.34%)	$244,400 (-) Land $83,500 Building $160,900	$244,400 (-) Land $83,500 Building $160,900
2024	$2,524.00 (+2.56%)
2023	$2,461.00	$244,400	$244,400 (-) Land $83,500 Building $160,900
2021			$244,400 Land $83,500 Building $160,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridgeway Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures