4 Ridge View Ct, Smithfield, RI 02917 Property Records

Smithfield Town property record for 4 Ridge View Ct, Smithfield, RI 02917

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,236 sqft · built 1978
Lot Size	0.717 acres (31,233 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Jun 2003)
Tax Bill	$6,119 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3-0684-49`

Property Details

APN / Parcel Number

Primary APN	`3-0684-49`
Alternative APN	`SMIT M:42 B:000 L:145 U`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,236 sqft Living Area
Gross Area	2,672 sqft
1st Floor Area	1,236 sqft
Basement Area	286 sqft
Unfinished Basement	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,233 sqft (0.717 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3-0684-49
Street Address	4 RIDGE VIEW CT
City	SMITHFIELD
State	RI
Zip	02917-2508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMED
Legal Lot Number	145
Jurisdiction	SMITHFIELD RI
Township / Civil Division	SMITHFIELD
Census Block Group	4
Census Block	4037
Census Tract	12602

Owner

Source: Smithfield Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 RIDGE VIEW CT, SMITHFIELD, RI 02917-2508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2003 · Amount on Record
Deed Sale	Jun 12, 2003 · Amount on Record
Prior Sale	Dec 12, 2001 · Amount on Record
Deed Book / Page	378 / 382
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITHFIELD RI
Recording Date	Apr 29, 2026
Property Address	4 RIDGE VIEW CT, SMITHFIELD, RI 02917-2508
Document Number	0001590-53
Book / Page	1590 / 53
Instrument Date	Apr 24, 2026
Instrument	20261026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RIDGE VIEW CT, SMITHFIELD, RI 02917-2508

Mortgage

Document Number	0000001026,
Date	Apr 29, 2026
Book Page	1590/53
Instrument	20261026

Lender

Name	CENTRAL VALLEY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Smithfield Town
Unified School District	Smithfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,119.00 (+5.23%)	$493,900 (+16.54%) Land $186,800 Building $307,100	$557,017
2023	$5,815.00 (+2.7%)	$423,800 (-) Land $158,200 Building $265,600
2022	$5,662.00	$423,800 Land $158,200 Building $265,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1979–2010)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHFIELD WATER SUPPLY BOARD serves 9,460 people · EPA ID RI1615616
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20