4 Ridge Rd, Westminster, MD 21157 Property Records

Carroll County property record for 4 Ridge Rd, Westminster, MD 21157 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,768 sqft · built 1935
Lot Size	0.196 acres (8,550 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Sep 2021)
Tax Bill	$4,607 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-064438`

Property Details

APN / Parcel Number

Primary APN	`07-064438`
Alternative APNs	`7064438` `064438`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,768 sqft Total Area
Basement Area	338 sqft
Unfinished Basement	338 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	8,550 sqft (0.196 acres)
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	508 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	064438
Street Address	4 RIDGE RD
City	WESTMINSTER
State	MD
Zip	21157-4415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 - 8550 SF 4 RIDGE RD CUNNINGHAMS 2ND ADD WEST
Legal Subdivision	WESTMINSTER
Legal Lot Number	2
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3005
Census Tract	507702

Owner

Source: Carroll County records · APN 07-064438

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 RIDGE RD, WESTMINSTER, MD 21157-4415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 22, 2021 · Amount on Record
Deed Sale	Sep 22, 2021 · Amount on Record
Deed Book / Page	10462 / 267
Record Updated	Sep 20, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 22, 2021
Property Address	4 RIDGE RD, WESTMINSTER, MD 21157-4415
Document Number	0104620267
Book / Page	10462 / 267
Instrument Date	Sep 14, 2021
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RIDGE RD, WESTMINSTER, MD 21157-4415

Mortgage

Document Number	0010462275
Date	Sep 22, 2021
Instrument	10462/275

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	87 Months
Due	Dec 01, 2028

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$316,900 (+29.77%) Land $83,000 Building $233,900	$316,900 (+29.77%) Land $83,000 Building $233,900
2025	$4,607.00 (+11.66%) Homeowner's exemption
2023	$4,126.00 Homeowner's exemption	$244,200 Land $83,000 Building $161,200	$244,200 Land $83,000 Building $161,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 452 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Ting Fiber	Fiber	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Quantum Telecommunications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures