4 Ridge Rd, Stanhope, NJ 07874 Property Records

Sussex County and Stanhope Borough property record for 4 Ridge Rd, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	1,156 sqft · built 1927
Lot Size	0.23 acres (10,001 sqft)
Owner	Company Name on Record
Last Sale	$320,000 (Dec 2020)
Tax Bill	$9,767 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-11010-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`19-11010-0000-00011`
Alternative APN	`191101000011`

Interior

Stories	2 Stories
Building Area	1,156 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Location & Zoning

Street Address	4 RIDGE RD
City	STANHOPE
State	NJ
Zip	07874-2859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Subdivision	LAKE MUSCONETCONG ESTATES
Legal Block	11010
Legal Lot Number	11
Jurisdiction	SUSSEX NJ
Township / Civil Division	STANHOPE
Census Block Group	2
Census Block	2012
Census Tract	374600

Owner

Source: Sussex County and Stanhope Borough records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4 RIDGE RD, STANHOPE, NJ 07874-2859
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Nov 17, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 4, 2020	Deed, Transfer · FHA Mortgage VAST BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2020 · Amount on Record
Deed Sale	Dec 4, 2020 · Amount on Record
Prior Sale	May 12, 2015 · Amount on Record
Deed Document Number	202010259770
Deed Book / Page	3574 / 30
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	4 RIDGE RD, STANHOPE, NJ 07874-2859
Transaction Type	Mortgage
Record Updated	Apr 1, 2024
Title Company	DIVERSIFIED SETTLEMENT SERVICES IN, DIVERSIFIED STLMT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0103010435
Date	Mar 14, 2024
Book Page	10301/435
Instrument	2024004237

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	4 RIDGE RD, STANHOPE, NJ 07874-2859
Transaction Type	Mortgage
Record Updated	Dec 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RIDGE RD, STANHOPE, NJ 07874-2859

Mortgage

Document Number	0102150001
Date	Nov 17, 2022
Book Page	10215/1
Instrument	20221117010306680

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Nov 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	4 RIDGE RD, STANHOPE, NJ 07874-2859
Transaction Type	Mortgage
Record Updated	Dec 7, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RIDGE RD, STANHOPE, NJ 07874-2859

Mortgage

Document Number	0100540626
Date	Nov 2, 2021
Book Page	10054/626
Instrument	20211102010342110

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Nov 1, 2050

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Dec 4, 2020
Property Address	4 RIDGE RD, STANHOPE, NJ 07874-2859
Document Number	0035740030
Book / Page	3574 / 30
Instrument Date	Oct 22, 2020
Instrument	20201204010259770
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 N HILLSIDE AVE, 8, SUCCASUNNA, NJ 07876-1445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RIDGE RD, STANHOPE, NJ 07874-2859

Mortgage

Document Number	20201204010259780
Date	Dec 4, 2020
Instrument	20201204010259780

Lender

Name	VAST BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Sussex County and Stanhope Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Stanhope Borough
Secondary School District	Lenape Valley Regional School District (09 - 12)
Elementary School District	Stanhope Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$454,500 (+116.84%) Land $188,800 Building $265,700	$454,500 (+116.84%) Land $188,800 Building $265,700
2025	$9,767.00 (+3.23%)	$209,600 (-) Land $76,500 Building $133,100	$209,600 (-) Land $76,500 Building $133,100
2024	$9,461.00 (+4.39%)
2023		$209,600 Land $76,500 Building $133,100	$209,600 Land $76,500 Building $133,100
2022	$9,063.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANHOPE W DEPT serves 3,730 people · EPA ID NJ1919001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

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