Kent County property record for 4 Ridge Rd, Smyrna, DE 19977
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,251 sqft · built 2019 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Jan 2019) |
| Tax Bill | $1,988 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-17-028.01-03-91.00-000 |
| Primary APN | 1-17-028.01-03-91.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,251 sqft Living Area |
| Basement Area | 2,251 sqft |
| Finished Basement | 900 sqft |
| Unfinished Basement | 1,351 sqft |
| Game Room | Game Room |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 169 ft deep x 62.9 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Finished |
| Garage Area | 472 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 121 sqft |
| Cooling System | HVAC |
|---|
| Account Number | 88615 |
|---|---|
| Street Address | 4 RIDGE RD |
| City | SMYRNA |
| State | DE |
| Zip | 19977-3965 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2A |
| Legal Description | HICKORY HOLLOW SUBD LOT 221 4 RIDGE RD |
| Legal Subdivision | HICKORY HOLLOW |
| Legal Lot Number | 221 |
| Jurisdiction | KENT DE |
| Township / Civil Division | SMYRNA |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 40205 |
Source: Kent County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 RIDGE RD, SMYRNA, DE 19977-3965 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| May 19, 2022 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Mar 3, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jan 3, 2019 | Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Sep 27, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2019 · Amount on Record |
| Deed Sale | Jan 3, 2019 · Amount on Record |
| Prior Sale | Sep 27, 2018 · Amount on Record |
| Deed Document Number | 2019354681 |
| Deed Book / Page | 9434 / 264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 4 RIDGE RD, SMYRNA, DE 19977-3965 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000423469 |
|---|---|
| Date | Jul 9, 2021 |
| Book Page | 11209/29 |
| Instrument | 2021-423469 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 4 RIDGE RD, SMYRNA, DE 19977-3965 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000452191 |
|---|---|
| Date | May 19, 2022 |
| Book Page | 11958/113 |
| Instrument | 2022-452191 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 4 RIDGE RD, SMYRNA, DE 19977-3965 |
| Document Number | 0000382247 |
| Instrument Date | Mar 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 RIDGE RD SMYRNA DE 199773965, SMYRNA, DE 19977-3965 |
| Document Number | 0000382247 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 010090/000021 |
| Instrument | 382247 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 17, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Jan 3, 2019 |
| Property Address | 4 RIDGE RD, SMYRNA, DE 19977-3965 |
| Document Number | 0000354681 |
| Book / Page | 9434 / 264 |
| Map Reference | MB 78 PG 17-23 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 2019-354681 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4 RIDGE RD, SMYRNA, DE 19977-3965 |
| Document Number | 0000354682 |
|---|---|
| Date | Jan 3, 2019 |
| Instrument | 2019-354682 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Sep 27, 2018 |
| Property Address | 4 RIDGE RD, SMYRNA, DE 19977-3965 |
| Document Number | 0000348713 |
| Book / Page | 009305 / 000273 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 348713 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,412.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2500 WRANGLE HILL RD #210 BEAR DE 197013838, 210, BEAR, DE 19701-3838 |
| Investor | Possibly a Property Investor |
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Smyrna Town |
| Unified School District | Smyrna School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,988.00 (+1.38%) | $467,800 (+632.08%) Land $100,500 Building $367,300 |
| 2025 | $1,961.00 (+15.56%) | |
| 2023 | $1,697.00 | $63,900 Land $6,300 Building $57,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 95% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMYRNA WATER DEPARTMENT serves 11,813 people · EPA ID DE0000657 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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