4 Ridge Rd, Monroe, NY 10950 Property Records

Orange County and Monroe Town property record for 4 Ridge Rd, Monroe, NY 10950

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,680 sqft · built 1945
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$319,000 (Mar 2022)
Tax Bill$7,990 (2024)
Deeds & MortgagesMar 2022 Sale
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN334089 20-5-4

Property Details

APN / Parcel Number

Primary APN334089 20-5-4
Alternative APNs
  • 408902000000050040000000
  • 20-5-4

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,680 sqft Living Area
1st Floor Area1,680 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 2021
Architectural StyleRanch
Exterior MaterialWood
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions128 ft deep x 92 ft wide
View / LotSuburban
Patio Area40 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
SewerConnected

Location & Zoning

Account Number20-5-4
Street Address4 RIDGE RD
CityMONROE
StateNY
Zip10950-4734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR-1.0AC
Legal DescriptionLT 44 FINE BUILDERS INC
Legal Block5
Legal Lot Number4.000
JurisdictionORANGE NY
Township / Civil DivisionMONROE
Census Block Group4
Census Block4014
Census Tract14202

Owner

Source: Orange County and Monroe Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4 RIDGE RD, MONROE, NY 10950-4734
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2022Deed, Transfer
Jul 25, 2017Grant Deed, Transfer · FHA Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 28, 2022 · Amount on Record
Deed SaleMar 28, 2022 · Amount on Record
Prior SaleMar 28, 2022 · Amount on Record
Deed Document Number202223242
Deed Book / Page15191 / 1388
Record UpdatedOct 29, 2026

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionORANGE NY
Recording DateMar 28, 2022
Property Address4 RIDGE RD, MONROE, NY 10950-4734
Document Number0000023242
Book / Page15191 / 1388
Instrument DateMar 4, 2022
Instrument20220023242
Transaction TypeTransfer
Record UpdatedAug 2, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 KNAPP LN, NEW CITY, NY 10956-5704

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE NY
Recording DateJul 25, 2017
Property Address4 RIDGE RD, MONROE, NY 10950-4734
Document Number0000051699
Book / Page014263 / 000863
Instrument DateJul 17, 2017
Instrument51699
Transaction TypeTransfer
Record UpdatedJul 31, 2017
Title CompanyJADE NY TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$720.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 RIDGE RD MONROE NY 109504734, MONROE, NY 10950-4734

Mortgage

Document Number51700
DateJul 25, 2017
Book Page014263/000869
Instrument51700
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 24, 2047

Tax Assessment & Valuation

Source: Orange County and Monroe Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionMonroe Town
Unified School DistrictMonroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$40,000 (-) Land $8,000 Building $32,000$370,000 (+13.39%)
2024$7,990.00
2023$40,000 Land $8,000 Building $32,000$326,300 Land $65,260 Building $261,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims13 (1979–2011)
Claims Outside the SFHA4 of 13
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALTON LAKE ESTATES W.D.
serves 768 people · EPA ID NY3503525
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20

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