4 Ridge Rd, Barnegat, NJ 08005 Property Records

Ocean County and Barnegat Township property record for 4 Ridge Rd, Barnegat, NJ 08005

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,419 sqft · built 1974
Lot Size0.459 acres (19,998 sqft)
Owner2 Individual Names on File
Last Sale$285,000 (Dec 2020)
Tax Bill$6,314 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Feb 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN01-00106-0000-00016

Property Details

APN / Parcel Number

Primary APN01-00106-0000-00016
Alternative APN
  • 010010600016

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,419 sqft Living Area
1st Floor Area1,419 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleColonial
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area19,998 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4 RIDGE RD
CityBARNEGAT
StateNJ
Zip08005-1207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal Description100X200
Legal SubdivisionWEST BARNEGAT ESTATES
Legal Block106
Legal Lot Number16
JurisdictionOCEAN NJ
Township / Civil DivisionBARNEGAT
Census Block Group2
Census Block2003
Census Tract734004

Owner

4 Ridge Rd is owned and occupied by two individuals who bought it in December 2020.

Source: Ocean County and Barnegat Township records, as of July 7, 2026

Owner of Record2 Individual Names on File
Mailing Address4 RIDGE RD, BARNEGAT, NJ 08005-1207
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2020Deed, Transfer · FHA Mortgage
FAMILY FIRST FUNDING LLC
Feb 19, 2020Loan Modification, Mortgage · Line of Credit
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2020 · Amount on File
Deed SaleDec 1, 2020 · Amount on File
Prior SaleDec 29, 1989 · Amount on File
Deed Document Number2020143020
Deed Book / Page18180 / 1603
Record UpdatedOct 29, 2026

December 2020: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateDec 1, 2020
Property Address4 RIDGE RD, BARNEGAT, NJ 08005-1207
Document Number0181801603
Book / Page18180 / 1603
Instrument DateOct 2, 2020
Instrument2020143020
Transaction TypeTransfer
Record UpdatedNov 3, 2021
Title CompanyALL AHEAD TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$487.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4 RIDGE RD, 4, BARNEGAT, NJ 08005-1207

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 RIDGE RD, BARNEGAT, NJ 08005-1207

Mortgage

Document Number2020143021
DateDec 1, 2020
Instrument2020143021
Lender
NameFAMILY FIRST FUNDING LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueNov 1, 2050

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOCEAN NJ
Property Address4 RIDGE RD, BARNEGAT, NJ 08005-1207
Document Number0178290925
Instrument DateFeb 19, 2020
Transaction TypeMortgage
Record UpdatedJun 17, 2020
Title CompanyTITLE365 - OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4 RIDGE RD BARNEGAT NJ 080051207, BARNEGAT, NJ 08005-1207

Mortgage

Document Number0178290925
DateMar 20, 2020
Book Page017829/000925
Instrument30372
Lender
NameWELLS FARGO BK
TypeBank
AddressBILLINGS, MT 59102
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4 Ridge Rd was $6,314, up 3.6% from the year before.

Source: Ocean County and Barnegat Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionBarnegat Township
Unified School DistrictBarnegat Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$204,800 (-) Land $103,500 Building $101,300$204,800 (-) Land $103,500 Building $101,300
2025$6,314.00 (+3.58%)$204,800 Land $103,500 Building $101,300$204,800 Land $103,500 Building $101,300
2024$6,096.00
2023$204,800 Land $103,500 Building $101,300$204,800 Land $103,500 Building $101,300
2022$5,769.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Ridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBARNEGAT TWP WATER SEWER
serves 20,000 people · EPA ID NJ1533001
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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