Hancock County and Tremont Town property record for 4 Richtown Rd, Bernard, ME 04612
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,259 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Apr 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | M:005 L:033C=02 |
| Primary APN | M:005 L:033C=02 |
|---|---|
| Alternative APNs |
|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 45,302 sqft (1.04 acres) |
| Account Number | 1481 |
|---|---|
| Street Address | 4 RICHTOWN RD |
| City | BERNARD |
| State | ME |
| Zip | 04612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 33C-2 |
| Jurisdiction | TREMONT ME |
| Township / Civil Division | TREMONT |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 966200 |
4 Richtown Rd, a single family home, is owned by an individual.
Source: Hancock County and Tremont Town records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 231, BERNARD, ME 04612-0231 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2017 | Deed of Trust, Mortgage · Commercial Mortgage MAINE SAVINGS FCU |
| Apr 8, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TREMONT ME |
| Property Address | 4 RICHTOWN RD, BERNARD, ME 04612 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0068270116 |
|---|---|
| Date | Sep 14, 2017 |
| Book Page | 06827/0116 |
| Instrument | 2017014472 |
| Name | MAINE SAVINGS FCU |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 14, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TREMONT ME |
| Recording Date | Apr 8, 2021 |
| Property Address | 4 RICHTOWN RD, BERNARD, ME 04612 |
| Document Number | 0071100737 |
| Book / Page | 7110 / 737 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 2021005157 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1052, NORTHEAST HARBOR, ME 04662-1052 |
The 2025 property tax bill for 4 Richtown Rd was $4,259, up 7.3% from the year before.
Source: Hancock County and Tremont Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Hancock County |
| County Subdivision | Tremont Town |
| Secondary School District | Mount Desert Community School District (09 - 12) |
| Elementary School District | Tremont (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,259.00 (+7.25%) | $429,300 (-) Land $134,600 Building $294,700 |
| 2024 | $3,971.00 (+22.83%) | $429,300 (+70.22%) Land $134,600 Building $294,700 |
| 2023 | $3,233.00 (+10.12%) | $252,200 (-) Land $98,500 Building $153,700 |
| 2022 | $2,936.00 | $252,200 Land $98,500 Building $153,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4 Richtown Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 3 (1982–2008) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Richtown Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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