4 Richards Rd, Merrimack, NH 03054 Property Records

Hillsborough County and Merrimack Town property record for 4 Richards Rd, Merrimack, NH 03054

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,353 sqft · built 1958
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jul 2012)
Tax Bill	$4,904 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:6A-2 B:00140`

Property Details

APN / Parcel Number

Primary APN	`M:6A-2 B:00140`
Alternative APN	`MRMK M:06A-2 L:000140 S:000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,353 sqft Living Area
Gross Area	3,347 sqft
1st Floor Area	1,035 sqft
Attic	Attic
Attic Area	252 sqft
Basement Area	996 sqft
Unfinished Basement	996 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Contemporary
Exterior Material	Combination
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	4 RICHARDS RD
City	MERRIMACK
State	NH
Zip	03054-2210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	140
Jurisdiction	MERRIMACK TOWN NH
Township / Civil Division	MERRIMACK
Census Block Group	1
Census Block	1021
Census Tract	14201

Owner

4 Richards Rd is owned and occupied by an individual who bought it in July 2012.

Source: Hillsborough County and Merrimack Town records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	4 RICHARDS RD, MERRIMACK, NH 03054-2210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP
Nov 22, 2019	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
May 10, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2012 · Amount on File
Deed Sale	Jul 2, 2012 · Amount on File
Deed Book / Page	8443 / 917
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRIMACK TOWN NH
Property Address	4 RICHARDS RD, MERRIMACK, NH 03054-2210
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009593-799
Date	Mar 1, 2022
Book Page	9593/799
Instrument	220010539

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MERRIMACK TOWN NH
Property Address	4 RICHARDS RD, MERRIMACK, NH 03054-2210
Document Number	0092462158
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RICHARDS RD MERRIMACK NH 030542210, MERRIMACK, NH 03054-2210

Mortgage

Document Number	0092462158
Date	Dec 24, 2019
Book Page	009246/002158
Instrument	9060423

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 23, 2049

Interest

Rate	3.75%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRIMACK TOWN NH
Property Address	4 RICHARDS RD, MERRIMACK, NH 03054-2210
Document Number	0089710661
Book / Page	008971 / 000661
Instrument Date	May 10, 2017
Transaction Type	Mortgage
Record Updated	Jun 5, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RICHARDS RD MERRIMACK NH 030542210, MERRIMACK, NH 03054-2210

Mortgage

Document Number	0089710661
Date	May 25, 2017
Book Page	008971/000661
Instrument	7023085

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	May 24, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 4 Richards Rd was $4,904.

Source: Hillsborough County and Merrimack Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
County Subdivision	Merrimack Town
Unified School District	Merrimack School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,904.00	$221,800 Land $117,000 Building $104,800
2023	$4,203.00 (+11.9%)	$216,100 (-) Land $117,000 Building $99,100	$330,790
2022	$3,756.00	$216,100 Land $117,000 Building $99,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Richards Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2005–2007)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Richards Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.6% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERRIMACK VILLAGE DIST serves 25,500 people · EPA ID NH1531010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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