4 Richard Path, Saint James, NY 11780 Property Records

Suffolk County and Smithtown Town property record for 4 Richard Path, Saint James, NY 11780

Property Summary

Property Type	Single Family Home
Details	4 bd · 8.5 ba · 11,887 sqft · built 1969
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$870,000 (Jan 2013)
Tax Bill	$62,015 (2024)
Deeds & Mortgages	Jan 2019 Refinance Jan 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`473403 4.-1-5`

Property Details

APN / Parcel Number

Primary APN	`473403 4.-1-5`
Alternative APNs	`0802-004.00-01.00-005.000` `340300400000010050000000` `473400826`

Interior

Bedrooms	4 Beds
Full Baths	8.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	11,887 sqft Living Area
Gross Area	12,483 sqft
1st Floor Area	9,036 sqft
2nd Floor Area	396 sqft
Basement Area	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Contemporary
Exterior Material	Stucco
Lot Area	87,120 sqft
Lot Width	205 ft Width
View / Lot	Bay Front
Garage Type	Basement
Porch	Covered Porch
Porch Area	1,138 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4 RICHARD PATH
City	SAINT JAMES
State	NY
Zip	11780-4019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13-530876 TC-75 *3888 LOT 44 NORTHWOODS SEC 2
Legal Subdivision	MAP NORTHWOODS SECTION 2
Legal Block	1
Legal Lot Number	5
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	1
Census Block	1006
Census Tract	135004

Owner

4 Richard Path is owned and occupied by two individuals who bought it in January 2013.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 RICHARD PATH, SAINT JAMES, NY 11780-4019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Jan 3, 2019	Loan Modification, Consolidation and Extension, Mortgage JP MORGAN CHASE BK
May 4, 2017	Deed of Trust, Mortgage TD BK NA
Jul 19, 2017	Loan Modification, Consolidation and Extension, Mortgage TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2013 · Amount on File
Deed Sale	Jan 10, 2013 · Amount on File
Prior Sale	Nov 20, 1997 · Amount on File
Deed Book / Page	D00012716 / 843
Prior Transfer Date	Nov 14, 1997
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	4 RICHARD PATH, SAINT JAMES, NY 11780-4019
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0229940052
Date	Jan 3, 2019
Book Page	22994/52
Instrument	DJ034736

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2048

January 2019: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Recording Date	Jan 3, 2019
Property Address	4 RICHARD PATH, SAINT JAMES, NY 11780-4019
Document Number	0229940053
Book / Page	022994 / 000053
Instrument Date	Dec 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RICHARD PATH ST JAMES NY 117804019, ST JAMES, NY 11780-4019

Mortgage

Document Number	229940053
Date	Jan 3, 2019
Book Page	022994/000053

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	601 OAKMONT LN # 300, WESTMONT, IL 60559-5532

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	4 RICHARD PATH, SAINT JAMES, NY 11780-4019
Document Number	0228340983
Instrument Date	May 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 W 56TH ST #48D NEW YORK NY 100190077, 48D, NEW YORK, NY 10019-0077

Mortgage

Document Number	0228340983
Date	Jul 19, 2017
Book Page	022834/000983

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2047

July 2017: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Recording Date	Jul 19, 2017
Property Address	4 RICHARD PATH, SAINT JAMES, NY 11780-4019
Document Number	0228340984
Book / Page	022834 / 000984
Instrument Date	May 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	MIT NATIONAL LAND SERVICES, MIT NAT'L LAND SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 W 56TH ST #48D NEW YORK NY 100190077, 48D, NEW YORK, NY 10019-0077

Mortgage

Document Number	228340984
Date	Jul 19, 2017
Book Page	022834/000984

Lender

Name	TD BK NA
Type	Bank
Address	2035 LIMESTONE RD, WILMINGTON, DE 19808-5529

Agreement

Amount	Amount on Record
Term	300 Months
Due	Jul 18, 2042

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Municipality	Nissequogue Village
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,040 Land $2,225 Building $24,815	$3,380,000 Land $278,125 Building $3,101,875
2024	$62,015.00
2023		$27,040 Land $2,225 Building $24,815	$31,080 Land $2,557 Building $28,523

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4 Richard Path in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	49 (1978–2024)
Claims Outside the SFHA	17 of 49
Most Recent Claim	Aug 2024 · Severe Storm And Flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 15 claims Hurricane Irene, Aug 2011 · 3 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Richard Path is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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