Cumberland Town property record for 4 Rhode Island Ave, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 942 sqft · built 1960 |
| Lot Size | 0.137 acres (5,968 sqft) |
| Owner | Individual Name on File |
| Last Sale | $293,000 (May 2023) |
| Tax Bill | $3,372 (2026) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Mar 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-0014-71 |
| Primary APN | 3-0014-71 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 942 sqft Living Area |
| Gross Area | 1,836 sqft |
| 1st Floor Area | 942 sqft |
| Basement Area | 120 sqft |
| Unfinished Basement | 120 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,968 sqft (0.137 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3-0014-71 |
|---|---|
| Street Address | 4 RHODE ISLAND AVE |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-5720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 525 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 11302 |
4 Rhode Island Ave is owned and occupied by an individual who bought it in May 2023.
Source: Cumberland Town records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 RHODE ISLAND AVE, CUMBERLAND, RI 02864-5720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage EMBRACE HOME LOANS INC |
| Mar 31, 2023 | Warranty Deed, Transfer |
| Oct 12, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance PROVIDENCE COM CAP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2023 · Amount on File |
| Deed Sale | May 15, 2023 · Amount on File |
| Prior Sale | Mar 31, 2023 · Amount on File |
| Deed Document Number | 2023138777 |
| Deed Book / Page | 1956 / 184 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | May 15, 2023 |
| Property Address | 4 RHODE ISLAND AVE, CUMBERLAND, RI 02864-5720 |
| Document Number | 001956-184 |
| Book / Page | 1956 / 184 |
| Instrument Date | May 12, 2023 |
| Instrument | 138777 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 RHODE ISLAND AVE, CUMBERLAND, RI 02864-5720 |
| Document Number | 0000138778 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 138778 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Mar 31, 2023 |
| Property Address | 4 RHODE ISLAND AVE, CUMBERLAND, RI 02864-5720 |
| Document Number | 001952-824 |
| Book / Page | 1952 / 824 |
| Instrument Date | Mar 29, 2023 |
| Instrument | 138109 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 RHODE ISLAND AVE, CUMBERLAND, RI 02864-5720 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 4 RHODE ISLAND AVE, CUMBERLAND, RI 02864-5720 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001943-26 |
|---|---|
| Date | Oct 12, 2022 |
| Book Page | 1943/26 |
| Instrument | 135726 |
| Name | PROVIDENCE COM CAP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 4 Rhode Island Ave was $3,372, up 7.6% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,372.00 (+7.59%) | $336,900 (+31.91%) Land $189,200 Building $147,700 | $367,139 |
| 2025 | $3,134.00 | $255,400 Land $126,100 Building $129,300 | |
| 2023 | $2,968.00 (-3.04%) | $255,400 (+25.07%) Land $126,100 Building $129,300 | |
| 2022 | $3,061.00 | $204,200 Land $90,100 Building $114,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Rhode Island Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4 Rhode Island Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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